854 Circle Dr, Mountain Home, AR 72653 Property Records

Baxter County property record for 854 Circle Dr, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,874 sqft
Lot Size	0.685 acres (29,839 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2025)
Tax Bill	$1,073 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`007-02997-000`

Property Details

APN / Parcel Number

Primary APN	`007-02997-000`
Alternative APN	`32694`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	1,874 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,839 sqft (0.685 acres)
Garage Type	Detached
Garage Area	987 sqft
Driveway	Concrete Driveway
Driveway Area	5,080 sqft

Exterior Amenities

Porch	Slab
Porch Area	103 sqft
Deck Area	508 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	854 CIRCLE DR
City	MOUNTAIN HOME
State	AR
Zip	72653-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 VILLAGE ADD
Legal Range	13
Legal Township	19
Legal Section	08
Legal Subdivision	VILLAGE SUBDIVISION
Legal Lot Number	22
Jurisdiction	BAXTER AR
Township / Civil Division	MOUNTAIN HOME
Census Block Group	2
Census Block	2003
Census Tract	950400

Owner

854 Circle Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Baxter County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 6, 2024	Fiduciary Deed, Transfer · Stand-Alone First Mortgage JOSH STEWART

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Aug 6, 2024 · Amount on File
Deed Document Number	20253706
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318

Mortgage

Document Number	L202601511
Date	Feb 23, 2026
Instrument	L202601511

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Apr 29, 2025
Property Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318
Document Number	L202503706
Instrument Date	Apr 28, 2025
Instrument	L202503706
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S COLLEGE ST, MOUNTAIN HOME, AR 72653-3945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318

Mortgage

Document Number	L202503708
Date	Apr 29, 2025
Instrument	L202503708

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

August 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	BAXTER AR
Recording Date	Aug 6, 2024
Property Address	854 CIRCLE DR, MOUNTAIN HOME, AR 72653-4318
Document Number	L202406388
Instrument Date	Aug 1, 2024
Instrument	L202406388
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 HANNAH CT APT 1, 1, MOUNTAIN HOME, AR 72653-4959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S COLLEGE ST, MOUNTAIN HOME, AR 72653-3945
Investor	Possibly a Property Investor

Mortgage

Document Number	L202406389
Date	Aug 6, 2024
Instrument	L202406389

Lender

Name	JOSH STEWART
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	8 Months
Due	Apr 1, 2025

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Mountain Home City
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,170 Land $1,600 Building $23,570
2024	$1,073.00 (+174.42%)
2023	$391.00 Homeowner's exemption	$25,170 Land $1,600 Building $23,570	$125,850 Land $8,000 Building $117,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 854 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2011–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 854 Circle Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN HOME WATERWORKS serves 19,618 people · EPA ID AR0000025
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mountain View Telephone Company Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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