854 Bay Bridge Cir, Apopka, FL 32703 Property Records

Orange County property record for 854 Bay Bridge Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2019
Lot Size	0.207 acres (9,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Mar 2019)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-21-28-1390-01-030`

Property Details

APN / Parcel Number

Primary APN	`07-21-28-1390-01-030`
Alternative APNs	`282107139001030` `193109` `196624` `200284`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,747 sqft
1st Floor Area	1,850 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,019 sqft (0.207 acres)
Garage Type	Attached
Garage Area	434 sqft
Porch	Slab
Porch Area	463 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	854 BAY BRIDGE CIR
City	APOPKA
State	FL
Zip	32703-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1B
Legal Description	CLEAR LAKE LANDING 84/40 LOT 103
Legal Range	28E
Legal Township	21S
Legal Section	07
Legal Subdivision	CLEAR LAKE LNDG
Legal Tract	1390
Legal Block	1
Legal Lot Number	103
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1069
Census Tract	17901

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 18, 2019	Special Warranty Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC
Aug 18, 2017	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	2019158015
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714

Mortgage

Document Number	0000083231
Date	Feb 14, 2023
Instrument	20230083231

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 13, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714
Document Number	0000132517
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	854 BAY BRIDGE CIR APOPKA FL 327031714, APOPKA, FL 32703-1714

Mortgage

Document Number	0000132517
Date	Mar 2, 2020
Instrument	132517

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 18, 2019
Property Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714
Document Number	0000158015
Map Reference	MB 84 PG 40
Instrument Date	Mar 15, 2019
Instrument	20190158015
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 MAITLAND CENTER PKWY STE 320, 2300, MAITLAND, FL 32751-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714

Mortgage

Document Number	0000158016
Date	Mar 18, 2019
Instrument	20190158016

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 18, 2017
Property Address	854 BAY BRIDGE CIR, APOPKA, FL 32703-1714
Document Number	0000460828
Instrument Date	Aug 18, 2017
Instrument	460828
Transaction Type	Transfer
Record Updated	Sep 4, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$5,401.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	444 W NEW ENGLAND AVE #220 WINTER PARK FL 327894376, 220, WINTER PARK, FL 32789-4376
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,393 (+2.7%)	$369,960 (-1.17%) Land $70,000 Building $299,960
2025	$3,185.00 (+2.05%) Homeowner's exemption	$236,020 (+5.99%)	$374,330 (+10.8%) Land $70,000 Building $304,330
2024	$3,121.00 (+7.14%)
2023	$2,913.00 (+4.86%) Homeowner's exemption	$222,687 (+3%)	$337,840 (+6.96%) Land $70,000 Building $267,840
2022	$2,778.00 Homeowner's exemption	$216,201	$315,864 Land $70,000 Building $245,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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