8538 Sage Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 8538 Sage Rd, Waterloo, IA 50703

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,538 sqft · built 1995
Lot Size	39 acres (1,698,840 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,480 (2025)
Flood Zone	Zone X (minimal risk)
APN	`9012-08-301-001`

Property Details

APN / Parcel Number

Primary APN	`9012-08-301-001`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,538 sqft Living Area
1st Floor Area	1,538 sqft
Basement Area	1,538 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,698,840 sqft (39 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Shed	1 Shed
Granary	Granary
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8538 SAGE RD
City	WATERLOO
State	IA
Zip	50703-9545
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW SW SEC 8 T 90 R 12
Legal Range	12W
Legal Township	90N
Legal Section	08
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BENNINGTON
Census Block Group	1
Census Block	1021
Census Tract	2700

Owner

8538 Sage Rd, a rural home, is owned and occupied by two individuals.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8538 SAGE RD, WATERLOO, IA 50703-9545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8538 Sage Rd was $5,480 with a homeowner's exemption, down 1.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Denver Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,480.00 (-1.83%) Homeowner's exemption	$442,470 Land $96,520 Building $345,950	$442,470 Land $96,520 Building $345,950
2024	$5,582.00
2023		$402,190 (+36.91%) Land $75,280 Building $326,910	$402,190 Land $75,280 Building $326,910
2022	$5,016.00 Homeowner's exemption Additional exemption filed	$293,770 Land $60,620 Building $233,150
2021			$293,770 Land $60,620 Building $233,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8538 Sage Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8538 Sage Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130