8538 45th St, Lyons, IL 60534 Property Records

Cook County property record for 8538 45th St, Lyons, IL 60534 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 816 sqft · built 1953
Lot Size	0.117 acres (5,100 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2026)
Tax Bill	$6,331 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-02-305-048`

Property Details

APN / Parcel Number

Primary APN	`18-02-305-048`
Alternative APN	`18-02-305-048-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,100 sqft (0.117 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	8538 45TH ST
City	LYONS
State	IL
Zip	60534-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H O (STONE) & COMPANYS (FIFTH) ADD TO (RIVERSIDE) IN SEC 2 & SEC 3 SEC 02-38-12
Legal Range	12E
Legal Township	38N
Legal Section	02
Legal Subdivision	STONE & COMPANYS FIFTH ADD TO RIVERSIDE
Legal Lot Number	68
Jurisdiction	COOK IL
Township / Civil Division	LYONS
Census Block Group	4
Census Block	4003
Census Tract	819200

Owner

Source: Cook County records · APN 18-02-305-048

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6255 W 55TH ST, 3, CHICAGO, IL 60638-1462
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 25, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202620531018
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2026
Property Address	8538 45TH ST, LYONS, IL 60534-1615
Document Number	0000031018
Instrument Date	Jul 17, 2026
Instrument	202631018
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47,722.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031019,
Date	Jul 24, 2026
Instrument	202620531019

Lender

Name	SUN WEST MORTGAGE COMPANY INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.5%
Max Rate	-1%

Mortgage

Document Number	0000031020,
Date	Jul 24, 2026
Instrument	202620531020

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 01, 2056

Interest

Rate	6.52%
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2021
Property Address	8538 45TH ST, LYONS, IL 60534-1615
Document Number	2102516123
Instrument Date	Dec 22, 2020
Instrument	2516123
Transaction Type	Transfer
Record Updated	Feb 02, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8538 45TH ST LYONS IL 605341615, LYONS, IL 60534-1615

Mortgage

Document Number	2102516124
Date	Jan 25, 2021
Instrument	2516124

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lyons Township
Municipality	Lyons Village
Elementary School District	Lyons School District 103 (PK - 08)
Secondary School District	J. Sterling Morton High School District 201 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,933 (+47.08%) Land $2,933 Building $18,000	$209,330 (+47.08%) Land $29,330 Building $180,000
2023	$6,331.00 (+22.46%)
2022	$5,170.00	$14,232 Land $2,550 Building $11,682	$142,320 Land $25,500 Building $116,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 720 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 45th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures