8534 N Ocoee Ter, Crystal River, FL 34428 Property Records

Citrus County property record for 8534 N Ocoee Ter, Crystal River, FL 34428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,332 sqft · built 2020
Lot Size0.228 acres (9,926 sqft)
Owner2 Individual Names on File
Last Sale$168,900 (Oct 2020)
Tax Bill$1,974 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN17E-17S-21-0010-00040-0170

Property Details

APN / Parcel Number

Primary APN17E-17S-21-0010-00040-0170
Alternative APN
  • 3524344

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,332 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,332 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,926 sqft (0.228 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces7 Parking Spaces
PorchFinished/Open Porch
Patio Area140 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3524344
Street Address8534 N OCOEE TER
CityCRYSTAL RIVER
StateFL
Zip34428-6897
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionHOLIDAY HTS UNIT 1 PB 4 PG 61 LOT 17 BLK 4
Legal Range17E
Legal Township17S
Legal Section21
Legal SubdivisionHOLIDAY HEIGHTS UNIT 1
Legal Block4
Legal Lot Number17
Legal Unit1
JurisdictionCITRUS FL
Township / Civil DivisionCRYSTAL RIVER
Census Block Group2
Census Block2061
Census Tract450402

Owner

8534 N Ocoee Ter is owned and occupied by two individuals who bought it in October 2020.

Source: Citrus County records, as of May 14, 2026

Owner of Record2 Individual Names on File
Mailing Address8534 N OCOEE TER, CRYSTAL RIVER, FL 34428-6897
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2020 · Amount on File
Deed SaleOct 20, 2020 · Amount on File
Deed Document Number202056443
Deed Book / Page3101 / 682
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Recording DateMay 1, 2026
Property Address8534 N OCOEE TER, CRYSTAL RIVER, FL 34428-6897
Document Number0036652148
Book / Page3665 / 2148
Instrument DateApr 13, 2026
Instrument202625504
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTOWNE MORTGAGE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025504,
DateMay 1, 2026
Book Page3665/2148
Instrument202625504
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term294 Months
DueNov 1, 2050
Interest
Rate6.11%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 8534 N Ocoee Ter was $1,974 with a homeowner's exemption, up 8.6% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (+8.58%) Homeowner's exemption$160,380 (-28.41%)$218,259 (-2.57%) Land $7,600 Building $210,659
2024$1,818.00 (+2.83%) Homeowner's exemption Additional exemption filed$224,014 (+2.59%) Land $7,300 Building $216,714$224,014 (+2.59%) Land $7,300 Building $216,714
2023$1,768.00 (+6.89%) Homeowner's exemption Additional exemption filed$218,350 (+39.84%) Land $6,530 Building $211,820$218,350 (+39.84%) Land $6,530 Building $211,820
2022$1,654.00 Homeowner's exemption Additional exemption filed$156,144 Land $4,810 Building $151,334$156,144 Land $4,810 Building $151,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8534 N Ocoee Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8534 N Ocoee Ter is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRYSTAL POINTE
private · serves 94 people · EPA ID FL6094928
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Ocoee Ter

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