8532 Oak Ridge Dr, Spicer, MN 56288 Property Records

Kandiyohi County property record for 8532 Oak Ridge Dr, Spicer, MN 56288

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,318 sqft · built 1992
Lot Size	0.994 acres (43,297 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Sep 2022)
Tax Bill	$5,424 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-096-2700`

Property Details

APN / Parcel Number

Primary APN	`13-096-2700`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,318 sqft Total Area
1st Floor Area	608 sqft
Basement Area	1,394 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	43,297 sqft (0.994 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft
Shed	1 Shed

Location & Zoning

Street Address	8532 OAK RIDGE DR
City	SPICER
State	MN
Zip	56288-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DECATHELON THIRD ADDITION
Legal Range	035
Legal Township	120
Legal Section	13
Legal Subdivision	DECATHELON THIRD ADDITION
Legal Block	2
Legal Lot Number	12
Jurisdiction	KANDIYOHI MN
Township / Civil Division	DOVRE
Census Block Group	3
Census Block	3010
Census Tract	780600

Owner

8532 Oak Ridge Dr is owned and occupied by an individual who bought it in September 2022.

Source: Kandiyohi County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GROVE BANK
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Dec 2, 2020 · Amount on File
Deed Document Number	20221464377
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Sep 8, 2022
Property Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423
Document Number	0000690096
Instrument Date	Aug 15, 2022
Instrument	690096
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423

Mortgage

Document Number	0000690097
Date	Sep 8, 2022
Instrument	690097

Lender

Name	GROVE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000662725
Date	Nov 21, 2019
Instrument	662725

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 18, 2039

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Dec 2, 2020
Property Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423
Document Number	672623
Instrument Date	Nov 30, 2020
Instrument	672623
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,214.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8532 OAK RIDGE DR, SPICER, MN 56288-9423

Mortgage

Document Number	672624
Date	Dec 2, 2020
Instrument	672624

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 8532 Oak Ridge Dr was $5,424 with a homeowner's exemption.

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
County Subdivision	Dovre Township
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,424.00 Homeowner's exemption	$483,700 (+3.27%) Land $50,000 Building $433,700	$483,700 (+3.27%) Land $50,000 Building $433,700
2025		$468,400 Land $44,000 Building $424,400	$468,400 Land $44,000 Building $424,400
2023	$4,238.00 Homeowner's exemption	$439,500 Land $38,000 Building $401,500	$439,500 Land $38,000 Building $401,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8532 Oak Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8532 Oak Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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