85316 Elise Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85316 Elise Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 1979
Lot Size	0.996 acres (43,423 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2018)
Tax Bill	$2,048 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-2N-27-4642-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`43-2N-27-4642-0002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,872 sqft Heated Area
Gross Area	2,246 sqft
1st Floor Area	1,872 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,423 sqft (0.996 acres)
Garage Area	1,080 sqft
Porch	Open Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85316 ELISE RD
City	YULEE
State	FL
Zip	32097-4760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	LOT 2 IN OR 2207/1091 WILSON NECK HILLS PB 4/62
Legal Range	27E
Legal Township	02N
Legal Section	43
Legal Subdivision	WILSON NECK HILLS
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1016
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85316 ELISE RD, YULEE, FL 32097-4760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Dec 14, 2015 · Amount on Record
Deed Document Number	201820488
Deed Book / Page	2207 / 1091
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 2, 2018
Property Address	85316 ELISE RD, YULEE, FL 32097-4760
Document Number	0022071091
Book / Page	002207 / 001091
Instrument Date	Jun 20, 2018
Instrument	20488
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85316 ELISE RD YULEE FL 320974760, YULEE, FL 32097-4760

Mortgage

Document Number	22071093
Date	Jul 2, 2018
Book Page	002207/001093
Instrument	20489

Lender

Name	LUTHER M & JANN W MILLER
Address	96648 CAYMAN CIR, FERNANDINA BEACH, FL 32034-0294
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,048.00 (+1.64%) Homeowner's exemption	$173,762 (+2.9%)	$258,321 (+5.38%) Land $85,000 Building $173,321
2024	$2,015.00 (+1.77%) Homeowner's exemption	$168,865 (+3%)	$245,143 (+2.74%) Land $80,000 Building $165,143
2023	$1,980.00 (+11.24%) Homeowner's exemption	$163,947 (+3%)	$238,603 (+25.72%) Land $80,000 Building $158,603
2022	$1,780.00 Homeowner's exemption	$159,172	$189,795 Land $60,000 Building $129,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	16 (2016–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 7 claims Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20