DeSoto County property record for 8531 Windersgate Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,586 sqft · built 1996 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,600 (May 2018) |
| Tax Bill | $3,861 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-8-28-16-0-00015-00 |
| Primary APN | 1-06-8-28-16-0-00015-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,586 sqft Adjusted Area |
| 1st Floor Area | 2,275 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lot Dimensions | 315 ft deep x 107 ft wide |
| Patio Area | 364 sqft |
| Street Address | 8531 WINDERSGATE DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GERMANWOOD PLANTATION SEC B LOT 15 |
| Legal Range | 006 |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | GERMANWOOD PLANTATION SEC B |
| Legal Lot Number | 15 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 70811 |
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| May 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANCORP SOUTH BANK |
| May 18, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANCORP SOUTH BANK |
| Jun 1, 2021 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| May 9, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2018 · Amount on Record |
| Deed Sale | May 9, 2018 · Amount on Record |
| Prior Sale | Dec 13, 2013 · Amount on Record |
| Deed Document Number | 2018W00855-00553 |
| Deed Book / Page | 855 / 553 |
| Prior Transfer Date | Nov 20, 2013 |
| Prior Transfer Doc | 000723/753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Document Number | 005086/253 |
|---|---|
| Date | Nov 9, 2020 |
| Book Page | 5086/253 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004538/166 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 4538/166 |
| Instrument | T04538-00166 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004543/217 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 4543/217 |
| Instrument | T04543-00217 |
| Name | BANCORP SOUTH BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Document Number | 005256/491 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 5256/491 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 26, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | May 9, 2018 |
| Property Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
| Document Number | 000855/553 |
| Book / Page | 0855 / 553 |
| Map Reference | PB 42 PG 27 |
| Instrument Date | Apr 23, 2018 |
| Instrument | W00855-00553 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7509 W 83RD ST, 7509, PLAYA DEL REY, CA 90293-8818 |
| Name | Verified Name |
|---|---|
| Address | 8531 WINDERSGATE DR, OLIVE BRANCH, MS 38654-1232 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,861.00 (+17.71%) | $33,347 (+38.74%) Land $3,000 Building $30,347 | $333,471 (+38.74%) Land $30,000 Building $303,471 |
| 2023 | $3,280.00 | $24,036 | $240,360 Land $30,000 Building $210,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2008–2023) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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