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8531 Laguna Cir, Micco (Sebastian), FL 32976 Property Records

Brevard County property record for 8531 Laguna Cir, Micco, FL 32976

Property Summary

Property TypeSingle Family Home
Details1,869 sqft · built 2019
Lot Size0.26 acres (11,326 sqft)
Owner2 Trust Names on File
Last Sale$293,000 (Sep 2019)
Tax Bill$3,245 (2025)
Deeds & MortgagesMay 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30G-38-01-76-A-6

Property Details

APN / Parcel Number

Primary APN30G-38-01-76-A-6
Alternative APNs
  • 30G-38-01-76-0000A.0-0006.00
  • 3018129

Interior

Stories1 Story
Building Area1,869 sqft Living Area
Gross Area2,750 sqft
1st Floor Area1,869 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
View / LotLake Front
Garage TypeAttached
Garage Area631 sqft
PorchFinished/Open Porch
Porch Area250 sqft
Deck Area688 sqft

Location & Zoning

Account Number3018129
Street Address8531 LAGUNA CIR
CitySEBASTIAN
StateFL
Zip32976-8105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE LAKES AT ST SEBASTIAN PRESERVE PHASE 1 LOT 6 BLK A
Legal Range38E
Legal Township30G
Legal Section01
Legal SubdivisionTHE LAKES AT ST SEBASTIAN PRESERVE PHASE
Legal Phase1
Legal BlockA
Legal Lot Number6
JurisdictionBREVARD FL
Township / Civil DivisionMALABAR
Census Block Group1
Census Block1003
Census Tract65238

Owner

8531 Laguna Cir is owner-occupied and held in a trust since September 2019.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address8531 LAGUNA CIR, SEBASTIAN, FL 32976-8105
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 6, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2019 · Amount on File
Deed SaleSep 6, 2019 · Amount on File
Deed Document Number2019193771
Deed Book / Page8530 / 1820
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address8531 LAGUNA CIR, MICCO, FL 32976-8105
Transaction TypeMortgage
Record UpdatedFeb 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0087450540
DateMay 19, 2020
Book Page8745/540
Instrument2020107657
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 6, 2019
Property Address8531 LAGUNA CIR, MICCO, FL 32976-8105
Document Number0085301820
Book / Page8530 / 1820
Map ReferenceMB 65 PG 43-50
Instrument DateAug 30, 2019
Instrument2019193771
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 2, 2021
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,051.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address9531 LAGUNA CIRCLE, SEBASTIAN, FL 32976

Mortgage

Document Number2019193772
DateSep 6, 2019
Instrument2019193772
Lender
NameSHELTER MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8531 Laguna Cir was $3,245 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,530 (+2.7%)$372,870 (+2.93%)
2025$3,245.00 Homeowner's exemption$237,130$362,260 Land $50,000 Building $312,260
2023$2,954.00 (+7.3%) Homeowner's exemption$223,740 (+3%)$342,690 (+1.79%) Land $56,000 Building $286,690
2022$2,753.00 Homeowner's exemption$217,230$336,680 Land $56,000 Building $280,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8531 Laguna Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8531 Laguna Cir is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 72% of Florida
Wildfire Likelihood0.7% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAREFOOT BAY
serves 10,290 people · EPA ID FL3050057
Water SourceGroundwater
Last State InspectionJul 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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