8530 Hwy 97A, Mc David, FL 32568 Property Records

Escambia County property record for 8530 Hwy 97A, Mc David, FL 32568

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,859 sqft · built 1984
Lot Size	8.04 acres (350,222 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,423 (2024)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-3N-33-4230-000-010`

Property Details

APN / Parcel Number

Primary APN	`14-3N-33-4230-000-010`
Alternative APN	`123467805`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,859 sqft Living Area
Gross Area	2,343 sqft
1st Floor Area	1,859 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	350,222 sqft (8.04 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Open Porch
Porch Area	882 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	123467805
Street Address	8530 HIGHWAY 97A
City	MC DAVID
State	FL
Zip	32568-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	BEG AT NLY LI OF ST RD 97A (80 FT R/W) 33 FT E OF W LI OF E 1/4 OF SEC 14 S 89 DEG 11 MIN 42 SEC E ALG NLY R/W OF SD RD 1312 86/100 FT TO POB CONT S 89 DEG 11 MIN 42 SEC E 279 76/100 FT N 1268 40/100 FT N 88 DEG 43 MIN 08 SEC W 272 52/100 FT S 0 DEG
Legal Range	33W
Legal Township	03N
Legal Section	14
Legal Subdivision	SUBDIVISION NUMBER: 4230
Legal Block	10
Legal Lot Number	10
Jurisdiction	ESCAMBIA FL
Township / Civil Division	NORTHWEST ESCAMBIA
Census Block Group	1
Census Block	1165
Census Tract	3800

Owner

8530 Hwy 97A is owner-occupied and held in a trust since September 2021.

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8530 HIGHWAY 97A, MC DAVID, FL 32568-1417
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 21, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 16, 2021
Transfer Doc	0090831785
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 21, 2023
Property Address	8530 HIGHWAY 97A, MC DAVID, FL 32568-1417
Document Number	0090831777
Book / Page	9083 / 1777
Instrument Date	Sep 16, 2021
Instrument	2023100435
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8530 HIGHWAY 97A, WALNUT HILL, FL 32568-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8530 HIGHWAY 97A, WALNUT HILL, FL 32568-1417

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESCAMBIA FL
Recording Date	Dec 21, 2023
Property Address	8530 HIGHWAY 97A, MC DAVID, FL 32568-1417
Document Number	0090831785
Book / Page	9083 / 1785
Instrument Date	Sep 16, 2021
Instrument	2023100436
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8530 HIGHWAY 97A, WALNUT HILL, FL 32568-1417

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	8530 HIGHWAY 97A, MC DAVID, FL 32568-1417
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080850413
Date	Apr 26, 2019
Book Page	8085/0413
Instrument	2019036477

Lender

Name	GULF WINDS FCU
Type	Credit Union
Address	PENSACOLA, FL 32534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	145 Months
Due	May 1, 2031

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,121	$269,847 Land $60,300 Building $209,547
2024	$1,423.00 (+1.21%)
2023	$1,406.00 (+2.78%) Homeowner's exemption	$136,925 (+3%)	$218,510 (+8.33%) Land $18,140 Building $200,370
2022	$1,368.00 Homeowner's exemption	$132,937	$201,711 Land $18,140 Building $183,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8530 Hwy 97A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8530 Hwy 97A is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EREC WATER SYSTEM serves 4,238 people · EPA ID FL1170718
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 97A

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