Schoharie County and Summit Town property record for 853 Wharton Hollow Rd, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 945 sqft · built 1984 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,457 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 124.-4-13 |
| Primary APN | 434800 124.-4-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 117,612 sqft (2.7 acres) |
| Lot Width | 190 ft Width |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100639 |
|---|---|
| Street Address | 853 WHARTON HOLLOW RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 4 |
| Legal Lot Number | 13.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 740500 |
853 Wharton Hollow Rd is owned and occupied by two individuals.
Source: Schoharie County and Summit Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 334, SUMMIT, NY 12175-0334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 853 WHARTON HOLLOW RD, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | 776056 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 776056 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 853 Wharton Hollow Rd was $3,457 with a homeowner's exemption, down 0.2% from the year before.
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,457.00 (-0.17%) Homeowner's exemption | ||
| 2025 | $3,463.00 | $52,200 Land $11,300 Building $40,900 | $135,584 Land $29,351 Building $106,233 |
| 2023 | $52,200 Land $11,300 Building $40,900 | $122,105 Land $26,433 Building $95,672 | |
| 2020 | $3,991.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 853 Wharton Hollow Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 853 Wharton Hollow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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