853 Pine Ridge Rd, Union Grove, AL 35175 Property Records

Morgan County property record for 853 Pine Ridge Rd, Union Grove, AL 35175

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,308 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Mar 2019)
Tax Bill	$654 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-36-0-000-002.004`

Property Details

APN / Parcel Number

Primary APN	`09-07-36-0-000-002.004`
Alternative APNs	`158155` `20782`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	158155
Street Address	853 PINE RIDGE RD
City	UNION GROVE
State	AL
Zip	35175-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR OF SE1/4 OF SW1/4 OF SEC 36, T6S, R1W, TH N 31.97', TH W 24.81', TO W LINE OF R/W OF PINE RIDGE ROAD TPOB. TH C
Legal Range	1W
Legal Township	6S
Legal Section	36
Legal Lot Number	18
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	2
Census Block	2005
Census Tract	5701

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	853 PINE RIDGE RD, UNION GROVE, AL 35175-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Line of Credit BANK INDEPENDENT
Jun 29, 2020	Deed of Trust, Mortgage · VA Mortgage ASSURANCE FINANCIAL GROUP LLC
Mar 7, 2019	Warranty Deed, Transfer · VA Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Deed Book / Page	2019 / 1805
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	853 PINE RIDGE RD, UNION GROVE, AL 35175-5053
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/60186
Date	Dec 29, 2020
Book Page	2020/60186

Lender

Name	BANK INDEPENDENT
Type	Bank
Address	SHEFFIELD, AL 35660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	853 PINE RIDGE RD, UNION GROVE, AL 35175-5053
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/27046
Date	Jun 29, 2020
Book Page	2020/27046

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Mar 7, 2019
Property Address	853 PINE RIDGE RD, UNION GROVE, AL 35175-5053
Document Number	2019/01805
Book / Page	2019 / 01805
Instrument Date	Feb 25, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	853 PINE RIDGE RD, UNION GROVE, AL 35175-5053

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 12TH AVE NE, ARAB, AL 35016-5401

Mortgage

Document Number	2019/06125
Date	Mar 7, 2019
Book Page	2019/06125

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution
Address	BATON ROUGE, LA 70809

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00	$18,930 (-) Land $8,500 Building $10,430	$189,300 (-) Land $85,000 Building $104,300
2024		$18,930 (+5.64%) Land $8,500 Building $10,430	$189,300 (+5.64%) Land $85,000 Building $104,300
2023	$654.00 (+15.75%) Homeowner's exemption	$17,920 (+8.21%) Land $7,860 Building $10,060	$179,200 (+8.21%) Land $78,600 Building $100,600
2022	$565.00 Homeowner's exemption	$16,560 Land $7,140 Building $9,420	$165,600 Land $71,400 Building $94,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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