853 Pearl Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 853 Pearl Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1952
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2022)
Tax Bill	$9,239 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-112-07-00`

Property Details

APN / Parcel Number

Primary APN	`492-112-07-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	853 PEARL PL
City	EL CAJON
State	CA
Zip	92020-5830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 14 TR 002813
Legal Subdivision	PEARL PARK
Legal Tract	002813
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	15902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	853 PEARL PL, EL CAJON, CA 92020-5830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 31, 2022	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 3, 2022	Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	2022348984
Prior Transfer Date	Aug 15, 2014
Prior Transfer Doc	0000378244
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	853 PEARL PL, EL CAJON, CA 92020-5830
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1173 N ANZA ST, EL CAJON, CA 92021-4802

Mortgage

Document Number	0000348987
Date	Aug 31, 2022
Instrument	2022-0348987

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 23, 2052

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2022
Property Address	853 PEARL PL, EL CAJON, CA 92020-5830
Document Number	0000348984
Map Reference	MAP 2813
Instrument Date	Aug 8, 2022
Instrument	2022-0348984
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	853 PEARL PL, EL CAJON, CA 92020-5830

Mortgage

Document Number	0000348985
Date	Aug 31, 2022
Instrument	2022-0348985

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0000348986
Date	Aug 31, 2022
Instrument	2022-0348986

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 23, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2022
Property Address	853 PEARL PL, EL CAJON, CA 92020-5830
Document Number	0000096880
Map Reference	MAP 2813
Instrument Date	Jan 24, 2022
Instrument	2022-0096880
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220
Investor	Possibly a Property Investor

Mortgage

Document Number	0000096881
Date	Mar 3, 2022
Instrument	2022-0096881

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,785 (+2%) Land $530,604 Building $159,181
2025	$9,239.00 (+10.86%) Homeowner's exemption	$676,260 (+7.34%) Land $520,200 Building $156,060
2023	$8,334.00 (+162.49%) Homeowner's exemption	$630,000 Land $484,000 Building $146,000
2022	$3,175.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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