San Luis Obispo County property record for 853 Naples St, Grover Beach, CA 93433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,749 sqft · built 1998 |
| Lot Size | 0.105 acres (4,556 sqft) |
| Owner | Company Name on File |
| Last Sale | $525,000 (Apr 2016) |
| Tax Bill | $7,167 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-573-050 |
| Primary APN | 060-573-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,749 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Lot Area | 4,556 sqft (0.105 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 853 NAPLES ST |
|---|---|
| City | GROVER BEACH |
| State | CA |
| Zip | 93433-2934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY GC TR 2257 LT 50 |
| Legal Subdivision | TR2257 |
| Legal Tract | 2257 |
| Legal Block | 1 |
| Legal Lot Number | 50 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12001 |
853 Naples St is owned by a company that acquired it in June 2024 and is owner-occupied.
Source: San Luis Obispo County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 853 NAPLES ST, GROVER BEACH, CA 93433-2934 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on File |
| Deed Sale | Apr 15, 2016 · Amount on File |
| Prior Sale | Apr 27, 2012 · Amount on File |
| Deed Document Number | 201616697 |
| Last Transfer Date | Jun 21, 2024 |
| Transfer Doc | 0000014987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 853 NAPLES ST, GROVER BEACH, CA 93433-2934 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 853 NAPLES ST, GROVER BEACH, CA 93433-2934 |
| Document Number | 0000031641 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 2025031641 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 853 NAPLES ST, GROVER BEACH, CA 93433-2934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 853 NAPLES ST, GROVER BEACH, CA 93433-2934 |
| Document Number | 0000049376 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 2020049376 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 853 Naples St was $7,167, up 2.7% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Grover Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $633,914 (+2%) Land $289,789 Building $344,125 | |
| 2025 | $7,167.00 (+2.72%) | $621,485 Land $284,107 Building $337,378 |
| 2024 | $6,977.00 (+0.79%) | |
| 2023 | $6,922.00 (+1.57%) | $597,354 Land $273,076 Building $324,278 |
| 2022 | $6,815.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 853 Naples St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 853 Naples St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, Peak WiFi, Verizon.
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