85286 Stephen Rd, Yulee, FL 32097 Property Records

Nassau County property record for 85286 Stephen Rd, Yulee, FL 32097 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1992
Square Footage1,524 sqft Living Area
Lot Size44,185 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$145,000 (2022)
Tax Bill$3,045.00 (2025)

Property Details

APN / Parcel Number

Primary APN43-2N-27-4621-0002-0070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,524 sqft Living Area
1st Floor1,524 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Exterior MaterialOther Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area44,185 sqft (1.01 acres)
Garage TypeCarport Garage
Garage Area252 sqft Garage
CarportCarport
Carport Area252 sqft Carport
Deck AreaDeck Area
Patio Area96 sqft Patio
Porch Area360 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address85286 STEPHEN RD
CityYULEE
StateFL
Zip32097-4769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLOCK 2 LOT 7 LOFTON BLUFF # 2 PB 4/92 & 93
Legal Range27E
Legal Township02N
Legal Section43
Legal SubdivisionLOFTON BLUFF
Legal Tract7
Legal Block2
Legal Lot Number7
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup3
Census Block3007
Census Tract50304

Owner

Source: Nassau County records · APN 43-2N-27-4621-0002-0070

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85286 STEPHEN RD, YULEE, FL 32097-4769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Jan 07, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2022 · Amount on Record
Deed SaleJan 07, 2022 · Amount on Record
Deed Doc Number2022654
Deed Book / Page2527 / 976
Prior Transfer DateSep 17, 2009
Prior Transfer Doc0016391723
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateMay 21, 2026
Property Address85286 STEPHEN RD, YULEE, FL 32097-4769
Document Number0000015454
Book / Page2870 / 204
Instrument DateMay 12, 2026
Instrument202615454
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address85286 STEPHEN RD, YULEE, FL 32097-4769
InvestorPossibly a Property Investor

Mortgage

Document Number0000015454,
DateMay 21, 2026
Book Page2870/204
Instrument202615454
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 08, 2046
Interest
Rate6.3%
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJan 07, 2022
Property Address85286 STEPHEN RD, YULEE, FL 32097-4769
Document Number0025270976
Book / Page2527 / 976
Map ReferenceMB 4 PG 92&93
Instrument DateDec 28, 2021
Instrument202245000654
Transaction TypeTransfer
Record UpdatedJan 31, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address78317 SADDLE ROCK RD, 78317, YULEE, FL 32097-3821

Transferred To (Grantee/Buyer)

NameVerified Name
Address85286 STEPHEN RD, YULEE, FL 32097-4769

Mortgage

Document Number0002527978
DateJan 07, 2022
Instrument2527/978
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,045.00 (+6.17%)$200,668 (+5.42%) Land $85,000 Building $115,668$200,668 (+5.42%) Land $85,000 Building $115,668
2024$2,868.00 (+4.6%)$190,346 (+2.74%) Land $80,000 Building $110,346$190,346 (+2.74%) Land $80,000 Building $110,346
2023$2,742.00 (+23.29%)$185,269 (+25.28%) Land $80,000 Building $105,269$185,269 (+25.28%) Land $80,000 Building $105,269
2022$2,224.00$147,879 Land $60,000 Building $87,879$147,879 Land $60,000 Building $87,879

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 65% of the US · above 41% of Florida
Wildfire LikelihoodAbout 1 in 427 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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