Henderson County property record for 8525 State Rte 351 E, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,304 sqft · built 2008 |
| Lot Size | 9.76 acres (425,407 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2026) |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87-47.4 |
| Primary APN | 87-47.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,304 sqft Finished Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 425,407 sqft (9.76 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 26974 |
|---|---|
| Street Address | 8525 STATE ROUTE 351 E |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | ZION LAKES |
| Legal Lot Number | 4 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 20704 |
8525 State Rte 351 E is owned and occupied by two individuals who bought it in May 2026.
Source: Henderson County records, as of May 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed, Transfer · VA Mortgage LIBERTY FEDERAL CREDIT UNION |
| May 11, 2026 | Deed, Transfer · VA Mortgage LIBERTY FEDERAL CREDIT UNION |
| May 4, 2026 | Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | May 3, 2007 · Amount on File |
| Deed Document Number | 20264533 |
| Deed Book / Page | 690 / 790 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 11, 2026 |
| Property Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Document Number | 0000004533 |
| Book / Page | 690 / 790 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.4533 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Document Number | 0000004534, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..4534 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 11, 2026 |
| Property Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Document Number | 0RE690/790 |
| Book / Page | 690 / 790 |
| Instrument Date | May 11, 2026 |
| Instrument | 20264533 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47,975.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Document Number | 0000004534, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20264534 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 4, 2026 |
| Property Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Document Number | MT1500/557 |
| Book / Page | 1500 / 557 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20264268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8525 STATE ROUTE 351 E, HENDERSON, KY 42420-9409 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004268, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 1500/557 |
| Instrument | 20264268 |
| Name | LIBERTY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 8525 State Rte 351 E was $2,676 with a homeowner's exemption.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,676.00 Homeowner's exemption | $285,500 | $285,500 |
| 2023 | $2,337.00 Homeowner's exemption | $250,500 | $250,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8525 State Rte 351 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2018–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8525 State Rte 351 E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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