8525 Pepper Tree Way, Naples, FL 34114 Property Records

Collier County property record for 8525 Pepper Tree Way, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	1,817 sqft · built 1997
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$569,000 (Oct 2023)
Tax Bill	$7,681 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`292600 F 16B22`

Property Details

APN / Parcel Number

Primary APN	`292600 F 16B22`
Alternative APN	`32431502145`

Interior

Stories	1 Story
Building Area	1,817 sqft Living Area
1st Floor Area	1,817 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Masonry / Concrete Block
Lot Area	6,534 sqft (0.15 acres)
Pool Area	336 sqft
Deck Area	628 sqft

Location & Zoning

Street Address	8525 PEPPER TREE WAY
City	NAPLES
State	FL
Zip	34114-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FIDDLERS CREEK PEPPER TREE VILLAGE AND BENT CREEK VILLAGE BLOCK F LOT 1
Legal Range	26
Legal Township	51
Legal Section	22
Legal Subdivision	FIDDLERS CREEK PEPPER TREE VLG AND BENT
Legal Tract	292600
Legal Block	F
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	1
Census Block	1022
Census Tract	11109

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 ANDREWS CIR, WAKEFIELD, MA 01880-5141
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Dec 9, 1998 · Amount on Record
Deed Document Number	20236466716
Deed Book / Page	6298 / 717
Prior Transfer Date	Feb 28, 2007
Prior Transfer Doc	0041960190
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 19, 2023
Property Address	8525 PEPPER TREE WAY, NAPLES, FL 34114-9425
Document Number	0062980717
Book / Page	6298 / 717
Map Reference	MB 28 PG 39-42
Instrument Date	Oct 13, 2023
Instrument	6466716
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6943 SICILIA LN, CORRYTON, TN 37721-3538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ELLIOTT ST, DANVERS, MA 01923-3439

Mortgage

Document Number	0006298719
Date	Oct 19, 2023
Instrument	6298/719

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,893 (-6.85%) Land $182,504 Building $321,389	$503,893 (-6.85%) Land $182,504 Building $321,389
2025	$7,681.00 (+2.4%)	$540,930 (+66.33%) Land $304,920 Building $236,010	$540,930 (-17.92%) Land $304,920 Building $236,010
2024	$7,501.00 (+13.95%)
2023	$6,583.00 (+19.47%)	$325,212 (+1%)	$659,028 (+62.52%) Land $373,527 Building $285,501
2022	$5,510.00	$295,647	$405,499 Land $112,058 Building $293,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	677 units insured incl. 376 condo units
Nearby Flood Claims	11 (2017–2024)
Most Recent Claim	Jun 2024
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20