Bay County property record for 8525 Lorento St, Panama City, FL 32408
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1986 |
| Lot Size | 0.232 acres (10,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Jan 2018) |
| Tax Bill | $1,382 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 30201-045-000 |
| Primary APN | 30201-045-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,105 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Porch | Unfinished Open Porch |
| Porch Area | 396 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8525 LORENTO ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32408-7721 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | 6-4S-15W -11.18- BEG 765 W & 30 S OF THE NE COR OF SEC TH W 75 S 135 E 75 N 135 TO POB AKA LOT 11 BLK A WHISPERING PINES UNR ORB 3972 P 718 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 06 |
| Legal Subdivision | WHISPERING PINES |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2604 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 19366, P C BEACH, FL 32417-1366 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2018 · Amount on Record |
| Deed Sale | Jan 18, 2018 · Amount on Record |
| Prior Sale | May 28, 2014 · Amount on Record |
| Deed Document Number | 20183346 |
| Deed Book / Page | 3972 / 718 |
| Prior Transfer Date | Feb 28, 2005 |
| Prior Transfer Doc | 0025721575 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 (+12.82%) | $99,882 (+3.35%) | $128,808 (+33.29%) Land $105,488 Building $23,320 |
| 2024 | $1,225.00 (+6.61%) | ||
| 2023 | $1,149.00 (+66.04%) | $96,641 (+71.43%) Land $71,295 Building $25,346 | $96,641 (+71.43%) Land $71,295 Building $25,346 |
| 2022 | $692.00 | $56,374 Land $42,631 Building $13,743 | $56,374 Land $42,631 Building $13,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 10 (1984–2020) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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