Lake County property record for 8525 Hemlock Ridge Dr, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,681 sqft · built 1994 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Apr 2023) |
| Tax Bill | $21,638 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage Apr 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-A-007-A-00-109-0 |
| Primary APN | 20-A-007-A-00-109-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,681 sqft Living Area |
| Gross Area | 5,416 sqft |
| 1st Floor Area | 1,579 sqft |
| Attic Area | 399 sqft |
| Basement Area | 1,020 sqft |
| Finished Basement | 684 sqft |
| Unfinished Basement | 336 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 94,090 sqft (2.16 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 350 sqft |
| Patio Area | 350 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | B 57 |
|---|---|
| Street Address | 8525 HEMLOCK RIDGE DR |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-8643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 46, 47, 48 & 49 TRACT 1 LOT 18, 19, 20 & 21 TRACT 2 |
| Legal Subdivision | REGENCY WOODS SUBDIVISION |
| Legal Tract | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | KIRTLAND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 203700 |
8525 Hemlock Ridge Dr is owned and occupied by an individual who bought it in April 2023.
Source: Lake County records, as of April 25, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8525 HEMLOCK RIDGE DR, WILLOUGHBY, OH 44094-8643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2023 · Amount on File |
| Deed Sale | Apr 20, 2023 · Amount on File |
| Deed Document Number | 480710 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8525 HEMLOCK RIDGE DR, WILLOUGHBY, OH 44094-8643 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8525 HEMLOCK RIDGE DR, KIRTLAND, OH 44094-8643 |
| Document Number | 0000024048 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 2025R024048 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 20, 2023 |
| Property Address | 8525 HEMLOCK RIDGE DR, WILLOUGHBY, OH 44094-8643 |
| Document Number | 0000007209 |
| Map Reference | VOL 13 PG 23 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023R007209 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2023 |
| Title Company | EMERALD GLEN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8525 HEMLOCK RIDGE DR, KIRTLAND, OH 44094-8643 |
| Document Number | 0000007210 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023R007210 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 8525 HEMLOCK RIDGE DR, WILLOUGHBY, OH 44094-8643 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000022175 |
|---|---|
| Date | Aug 9, 2022 |
| Instrument | 2022R022175 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Kirtland City |
| Unified School District | Kirtland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $21,638.00 (+97.39%) Homeowner's exemption | $206,630 (-) Land $48,050 Building $158,580 | |
| 2022 | $10,962.00 | $206,630 Land $48,050 Building $158,580 | |
| 2021 | $590,360 Land $137,280 Building $453,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8525 Hemlock Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | May 1989 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8525 Hemlock Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures