85237 S 4760 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 85237 S 4760 Rd, Stilwell, OK 74960

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,792 sqft · built 2017
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-16-015-026-0-019-00`

Property Details

APN / Parcel Number

Primary APN	`0000-16-015-026-0-019-00`
Alternative APN	`3072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	864 sqft
Upper Floors Area	864 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	200 sqft
Shed	1 Shed
Shed Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3072
Street Address	85237 S 4760 RD
City	STILWELL
State	OK
Zip	74960-4665
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	TM
Legal Description	S2 NE NE & N2 SE NE
Legal Range	26E
Legal Township	15N
Legal Section	16
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	4
Census Block	4014
Census Tract	377000

Owner

85237 S 4760 Rd, a rural home, is owned and occupied by an individual who acquired it in March 2019.

Source: Adair County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Jul 28, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage GATEWAY FIRST BANK
Mar 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 1999
Deed Sale	Mar 16, 1999
Prior Sale	Dec 31, 1998 · Amount on File
Deed Book / Page	319 / 758
Last Transfer Date	Mar 25, 2019
Transfer Doc	000553/858
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Recording Date	Jul 22, 2026
Property Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Document Number	0000002373
Book / Page	655 / 671
Instrument Date	Jul 17, 2026
Instrument	20262373
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85237 S 4760 RD, STILWELL, OK 74960-4665

Mortgage

Document Number	0000002373,
Date	Jul 22, 2026
Book Page	655/671
Instrument	20262373

Lender

Name	ARVEST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 22, 2051

Interest

Rate	6.47%
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000616/683
Date	Jan 16, 2024
Book Page	616/683
Instrument	I-2024-000117

Lender

Name	ARVEST BANK
Type	Bank
Address	PO BOX 399, LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Margin	3
Max Rate	12.6%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/181
Date	Jul 28, 2020
Book Page	569/181
Instrument	2020-002079

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000569/578
Date	Aug 6, 2020
Book Page	569/578
Instrument	2020-002200

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2035

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAIR OK
Recording Date	Mar 25, 2019
Property Address	85237 S 4760 RD, STILWELL, OK 74960-4665
Document Number	000553/858
Book / Page	0553 / 858
Instrument Date	Mar 25, 2019
Instrument	2019-000757
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 85237 S 4760 Rd was $1,015 with a homeowner's exemption, up 3.3% from the year before.

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,424 (+2.99%) Land $1,317 Building $14,107	$128,538 (-23.57%) Land $10,977 Building $117,561
2025	$1,015.00 (+3.26%) Homeowner's exemption	$14,976 (+3.01%) Land $1,279 Building $13,697	$168,168 (-9.41%) Land $11,837 Building $156,331
2024	$983.00 (+3.26%) Homeowner's exemption	$14,539 (+3%) Land $1,242 Building $13,297	$185,640 (+57.81%) Land $11,837 Building $173,803
2023	$952.00 Homeowner's exemption	$14,116 Land $1,232 Building $12,884	$117,633 Land $10,266 Building $107,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85237 S 4760 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 85237 S 4760 Rd is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 78% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #4 serves 1,025 people · EPA ID OK3000107
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on S 4760 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures