Santa Rosa County property record for 8523 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,230 sqft · built 2009 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $171,400 (Sep 2020) |
| Tax Bill | $2,843 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00900-0111 |
| Primary APN | 21-2S-26-2740-00900-0111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,230 sqft Living Area |
| Gross Area | 1,478 sqft |
| 1st Floor Area | 501 sqft |
| Upper Floors Area | 729 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 114 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8523 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *DESCRIPTION UPDATE FOR 2020* NAVARRE 1ST ADD A PORTION OF LOT 11 BLK 9 DESC AS FOLLOWS: PARCEL B COM AT NE CORNER OF BLK 9 OF 1ST ADD TO NAVARRE (PB B PG 169) SECTION 21 TOWNSHIP 2 SOUTH RANGE 26 WEST THN S89*4746W ALONG S R/W OF LAREDO ST 900 FT TO |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10827 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 211 BONNAFIELD DR, HERMITAGE, TN 37076-1105 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2020 · Amount on Record |
| Deed Sale | Sep 9, 2020 · Amount on Record |
| Deed Document Number | 202046555 |
| Deed Book / Page | 4001 / 976 |
| Record Updated | Jun 8, 2026 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,843.00 (+7.49%) | $235,456 (+7.09%) Land $60,000 Building $175,456 | $235,456 (+7.09%) Land $60,000 Building $175,456 |
| 2024 | $2,645.00 (+3.81%) | $219,873 (+0.5%) Land $56,250 Building $163,623 | $219,873 (+0.5%) Land $56,250 Building $163,623 |
| 2023 | $2,548.00 (+13.6%) | $218,778 (+21.03%) Land $56,250 Building $162,528 | $218,778 (+21.03%) Land $56,250 Building $162,528 |
| 2022 | $2,243.00 | $180,762 | $180,762 Land $33,750 Building $147,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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