8523 Howard St, Savage, MD 20763 Property Records

Howard County property record for 8523 Howard St, Savage, MD 20763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,895 sqft · built 1900
Lot Size	0.63 acres (27,442 sqft)
Owner	Individual Name on File
Last Sale	$100,616 (May 2020)
Tax Bill	$6,070 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-436145`

Property Details

APN / Parcel Number

Primary APN	`06-436145`
Alternative APNs	`6436145` `436145`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,895 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,442 sqft (0.63 acres)
Porch	Slab
Porch Area	358 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	436145
Street Address	8523 HOWARD ST
City	SAVAGE
State	MD
Zip	20763-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 2 .630 A 8523 HOWARD ST JOSEPH A FISHER PROP
Legal Subdivision	JOSEPH A FISHER PROPERTY
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1000
Census Tract	606905

Owner

8523 Howard St is owned and occupied by an individual who bought it in May 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	8523 HOWARD ST, SAVAGE, MD 20763-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Oct 20, 2016 · Amount on File
Deed Book / Page	19404 / 172
Prior Transfer Date	Apr 21, 2016
Prior Transfer Doc	0169540252
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	May 29, 2020
Property Address	8523 HOWARD ST, SAVAGE, MD 20763-9731
Document Number	0194040172
Book / Page	019404 / 000172
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount on Record
Tax	$101.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8523 HOWARD ST SAVAGE MD 207639731, SAVAGE, MD 20763-9731

Mortgage

Document Number	194040179
Date	May 29, 2020
Book Page	019404/000179

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8523 Howard St was $6,070, up 4.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,070.00 (+4.89%)	$378,267 (+5.1%)	$415,000 (+15.31%) Land $248,200 Building $166,800
2025	$5,787.00	$359,900 Land $218,200 Building $141,700	$359,900 Land $218,200 Building $141,700
2023		$323,433	$359,900 Land $218,200 Building $141,700
2022	$3,436.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8523 Howard St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8523 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20