Hamilton County property record for 8522 Nesting Trl, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,700 sqft · built 2002 |
| Lot Size | 0.568 acres (24,775 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $549,000 (Jul 2022) |
| Tax Bill | $2,984 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2025 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 095I D 002 |
| Primary APN | 095I D 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,700 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,775 sqft (0.568 acres) |
| Lot Dimensions | 198 ft deep x 125 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123513 |
|---|---|
| Street Address | 8522 NESTING TRL |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 152 NORTH HERON BAY SUB PB43 PG19-1 OUT OF 95-25 FOR 1988 |
| Legal Subdivision | NORTH HERON BAY UNIT |
| Legal Lot Number | 152 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10101 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage MILLENNIUM BANK |
| Jan 21, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE VALLEY FCU |
| Jul 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Dec 28, 2017 | Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK |
| May 22, 2017 | Loan Modification, Mortgage · Conventional Mortgage MILLENNIUM BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on Record |
| Deed Sale | Jul 11, 2022 · Amount on Record |
| Prior Sale | Mar 1, 2002 · Amount on Record |
| Deed Document Number | 2022071100246 |
| Deed Book / Page | 13020 / 852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000048 |
|---|---|
| Date | Jul 1, 2022 |
| Book Page | 13011/986 |
| Instrument | 2022070100048 |
| Name | MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | OOLTEWAH, TN 37363 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Name | Verified Name |
|---|
| Document Number | 0000000179 |
|---|---|
| Date | Jan 21, 2025 |
| Book Page | 13817/427 |
| Instrument | 2025012100179 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 11, 2022 |
| Property Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000246 |
| Book / Page | 13020 / 852 |
| Map Reference | MB 43 PG 19-119-2 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022071100246 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,031.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Document Number | 0130200855 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 13020-0855 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.24% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.85% |
| Max Rate At Change | 9.24% |
| Index | 1-Year CMT |
| Max Rate | 9.24% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000062 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8522 NESTING TRL OOLTEWAH TN 373639704, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000062 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 011239/000822 |
| Instrument | 62 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 8522 NESTING TRL, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000058 |
| Book / Page | 011057 / 000356 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8522 NESTING TRL OOLTEWAH TN 373639704, OOLTEWAH, TN 37363-9704 |
| Document Number | 0000000058 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 011057/000356 |
| Instrument | 58 |
| Name | MILLENNIUM BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 23, 2018 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,984.00 (+0.2%) | $196,925 (+47.92%) | $787,700 (+47.92%) Land $70,000 Building $717,700 |
| 2024 | $2,978.00 (-0.3%) | $133,125 (-) | $532,500 (-) Land $49,700 Building $482,800 |
| 2023 | $2,987.00 | $133,125 | $532,500 Land $49,700 Building $482,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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