8521 Spinnaker Cv, Rowlett, TX 75089 Property Records

Dallas County property record for 8521 Spinnaker Cv, Rowlett, TX 75089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,327 sqft · built 1995
Lot Size	0.181 acres (7,870 sqft)
Owner	2 Individual Names on File
Last Sale	$169,200 (May 2017)
Tax Bill	$4,788 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-02170-001-011-0000`

Property Details

APN / Parcel Number

Primary APN	`44-02170-001-011-0000`
Alternative APN	`440217000101100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,327 sqft Living Area
1st Floor Area	1,327 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,870 sqft (0.181 acres)
Lot Dimensions	111 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440217000101100
Street Address	8521 SPINNAKER CV
City	ROWLETT
State	TX
Zip	75089-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z339
Legal Description	SPINNAKER COVE BLK 1 LT 11 INT201700121767 DD04282017 CO-DC 0217000101100 1CW02170001
Legal Subdivision	SPINNAKER COVE
Legal Tract	2170
Legal Block	1
Legal Lot Number	11
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	2
Census Block	2018
Census Tract	18144

Owner

8521 Spinnaker Cv is owned and occupied by two individuals who bought it in May 2017.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8521 SPINNAKER CV, ROWLETT, TX 75089-2533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 2, 2017	Vendor's Lien, Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2017 · Amount on File
Deed Sale	May 2, 2017 · Amount on File
Prior Sale	Feb 14, 2012 · Amount on File
Deed Document Number	2017121767
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0000121767
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	8521 SPINNAKER CV, ROWLETT, TX 75089-2533
Document Number	0000195546
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 SPINNAKER CV ROWLETT TX 750892533, ROWLETT, TX 75089-2533

Mortgage

Document Number	0000195546
Date	Jul 31, 2020
Instrument	195546

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 30, 2047

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	May 2, 2017
Property Address	8521 SPINNAKER CV, ROWLETT, TX 75089-2533
Document Number	201700121767
Map Reference	VOL84126 PG1947
Instrument Date	Apr 28, 2017
Instrument	201700121767
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8521 SPINNAKER CV, ROWLETT, TX 75089-2533

Mortgage

Document Number	201700121768
Date	May 2, 2017
Instrument	201700121768

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8521 Spinnaker Cv was $4,788 with exemptions applied, up 8.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,880 (-) Land $85,000 Building $196,880	$281,880 (-) Land $85,000 Building $196,880
2025	$4,788.00 (+8.77%) Homeowner's exemption	$281,880 Land $85,000 Building $196,880	$281,880 Land $85,000 Building $196,880
2024	$4,402.00 (+15.9%)
2023	$3,798.00 (-3.63%) Homeowner's exemption	$252,790 Land $55,000 Building $197,790	$252,790 Land $55,000 Building $197,790
2022	$3,941.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8521 Spinnaker Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8521 Spinnaker Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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