McLennan County property record for 8521 Gholson Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 2,200 sqft · built 1995 |
| Lot Size | 21.3 acres (931,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $784,400 (Aug 2025) |
| Tax Bill | $3,714 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Mar 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-003400-002404-3 |
| Primary APN | 20-003400-002404-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Lot Area | 931,879 sqft (21.3 acres) |
| Canopy | 2,760 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8521 GHOLSON RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-5595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RUTHERFORD JOSEPH ACRES 21.393 |
| Legal Subdivision | RUTHERFORD JOSEPH |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3402 |
Source: McLennan County records · APN 20-003400-002404-3
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 FORT GRAHAM RD, WACO, TX 76705-5710 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 06, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BK CTRL TX |
| Mar 26, 2020 | Loan Modification, Mortgage SECURITY BK/CRAWFORD |
| Aug 27, 2019 | Deed of Trust, Mortgage SECURITY BK/CRAWFORD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Deed Document Number | 202525972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 8521 GHOLSON RD, WACO, TX 76705-5595 |
| Document Number | 0000039992 |
| Instrument Date | Nov 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8611 GHOLSON RD WACO TX 767055521, WACO, TX 76705-5521 |
| Document Number | 0000039992 |
|---|---|
| Date | Nov 09, 2020 |
| Instrument | 39992 |
| Name | ALLIANCE BK CTRL TX |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 08, 2025 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 8521 GHOLSON RD, WACO, TX 76705-5595 |
| Document Number | 0000011158 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8521 GHOLSON RD WACO TX 767055595, WACO, TX 76705-5595 |
| Document Number | 0000011158 |
|---|---|
| Date | Apr 06, 2020 |
| Instrument | 11158 |
| Name | SECURITY BK/CRAWFORD |
|---|---|
| Type | Bank |
| Address | CRAWFORD, TX 76638 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 8521 GHOLSON RD, WACO, TX 76705-5595 |
| Document Number | 0000029593 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8611 GHOLSON RD WACO TX 767055521, WACO, TX 76705-5521 |
| Document Number | 0000029593 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 29593 |
| Name | SECURITY BK/CRAWFORD |
|---|---|
| Type | Bank |
| Address | CRAWFORD, TX 76638 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 03, 2034 |
Source: McLennan County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Connally Independent School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,714.00 (+1.09%) | $267,799 (+37.16%) Land $144,760 Building $123,039 | $267,799 (+37.16%) Land $144,760 Building $123,039 |
| 2024 | $3,674.00 (+30.84%) | ||
| 2023 | $195,240 Land $144,760 Building $50,480 | $195,240 Land $144,760 Building $50,480 | |
| 2022 | $2,808.00 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2015) |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
| Wildfire Risk | High above 74% of the US · above 65% of Texas |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
Based on FCC filings for 20 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROSS WSC serves 2,811 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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