St. Lucie County property record for 8521 Cobblestone Dr, Fort Pierce, FL 34945
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,926 sqft · built 2018 |
| Lot Size | 0.305 acres (13,329 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,500 (Sep 2018) |
| Tax Bill | $5,014 (2024) |
| Deeds & Mortgages | Sep 2018 Sale & Mortgage Sep 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2326-600-0091-000-3 |
| Primary APN | 2326-600-0091-000-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,926 sqft Finished Area |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 1,350 sqft |
| Upper Floors Area | 210 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,329 sqft (0.305 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 170584 |
|---|---|
| Street Address | 8521 COBBLESTONE DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | CREEKSIDE PLAT NO. 1 (PB 55-12) LOT 86 |
| Legal Range | 39E |
| Legal Township | 35S |
| Legal Section | 26 |
| Legal Subdivision | CREEKSIDE PLAT NO 1 |
| Legal Lot Number | 86 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 382202 |
8521 Cobblestone Dr is owned and occupied by an individual who bought it in September 2018.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8521 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2018 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2018 · Amount on File |
| Deed Sale | Sep 20, 2018 · Amount on File |
| Deed Document Number | 4481841 |
| Deed Book / Page | 4181 / 2958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 8521 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
| Document Number | 0041812958 |
| Book / Page | 4181 / 2958 |
| Map Reference | MB55 PG12-16 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 4481841 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,844.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132 |
| Name | Verified Name |
|---|---|
| Address | 8521 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
| Document Number | 0041812961 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 4181/2961 |
| Instrument | 4481843 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8521 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
| Document Number | 0042411686 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8521 COBBLESTONE DR FORT PIERCE FL 349455701, FORT PIERCE, FL 34945-5701 |
| Document Number | 0042411686 |
|---|---|
| Date | Mar 8, 2019 |
| Book Page | 004241/001686 |
| Instrument | 4539923 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | 700 S PALAFOX ST # 310, PENSACOLA, FL 32502-5958 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 7, 2049 |
| Rate | 12% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 8521 COBBLESTONE DR, FORT PIERCE, FL 34945-5701 |
| Document Number | 0041852371 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8521 COBBLESTONE DR FORT PIERCE FL 349455701, FORT PIERCE, FL 34945-5701 |
| Document Number | 0041852371 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 004185/002371 |
| Instrument | 4485290 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | PENSACOLA, FL 32502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate | 12% |
|---|
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $254,618 | $381,500 Land $118,800 Building $262,700 | |
| 2024 | $5,014.00 (+1.85%) | ||
| 2023 | $4,923.00 (+4.43%) Additional exemption filed | $344,000 (+47.49%) Land $85,000 Building $259,000 | $344,000 (+11.04%) Land $85,000 Building $259,000 |
| 2022 | $4,714.00 Homeowner's exemption | $233,239 | $309,800 Land $85,000 Building $224,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8521 Cobblestone Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 6 (2004–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8521 Cobblestone Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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