Jefferson County property record for 8520 Ridge Rd, Dittmer, MO 63023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 832 sqft · built 1978 |
| Lot Size | 0.695 acres (30,287 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Dec 2021) |
| Tax Bill | $1,476 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131.002.04001083 |
| Primary APN | 131.002.04001083 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 832 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 30,287 sqft (0.695 acres) |
| Lot Dimensions | 294 ft deep x 100 ft wide |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8520 RIDGE RD |
|---|---|
| City | DITTMER |
| State | MO |
| Zip | 63023-1608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R09 |
| Legal Description | LAKE ADELLE 6 LOTS 15 & 16 |
| Legal Range | 3E |
| Legal Township | 41N |
| Legal Section | 02 |
| Legal Subdivision | LAKE ADELLE 6 |
| Legal Block | 2 |
| Legal Lot Number | 15,16 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | BIG RIVER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701102 |
8520 Ridge Rd is owned and occupied by two individuals who bought it in December 2021.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GERSHMAN INVESTMENT CORP |
| Dec 7, 2021 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Oct 22, 2020 | Warranty Deed, Transfer HILLSBORO TITLE COMPANY |
| Sep 4, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 29, 2020 | Quit Claim Deed, Transfer HEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on File |
| Deed Sale | Dec 7, 2021 · Amount on File |
| Prior Sale | Jun 29, 2020 · Amount on File |
| Deed Document Number | 202152670 |
| Prior Transfer Date | May 7, 2020 |
| Prior Transfer Doc | 2020R022722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000001352 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022R-001352 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Dec 7, 2021 |
| Property Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000052670 |
| Map Reference | MB 10 PG 52 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2021R-052670 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8399 BROARK DR, 8399, FENTON, MO 63026 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000052671 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021R-052671 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Oct 22, 2020 |
| Property Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000039904 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 39904 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8399 BROUK DR CEDAR HILL MO 630163931, CEDAR HILL, MO 63016-3931 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Sep 4, 2020 |
| Property Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000032797 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 32797 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1022 S LAPEER RD LAPEER MI 484463037, LAPEER, MI 48446-3037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 29, 2020 |
| Property Address | 8520 RIDGE RD, DITTMER, MO 63023-1608 |
| Document Number | 0000022722 |
| Instrument Date | May 7, 2020 |
| Instrument | 22722 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | HEIGHTS TITLE AGENCY INC, HEIGHTS TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 145 S LIVERNOIS RD #294 ROCHESTER HILLS MI 483071837, 294, ROCHESTER HILLS, MI 48307-1837 |
The 2025 property tax bill for 8520 Ridge Rd was $1,476, up 6.3% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Grandview R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,400 (-) Land $1,300 Building $18,100 | $102,400 (-) Land $6,900 Building $95,500 | |
| 2025 | $1,476.00 (+6.26%) | $19,400 Land $1,300 Building $18,100 | $102,400 (-) Land $6,900 Building $95,500 |
| 2024 | $1,389.00 | $102,400 (+7.34%) Land $6,900 Building $95,500 | |
| 2023 | $1,389.00 | $18,100 Land $1,300 Building $16,800 | $95,400 Land $6,900 Building $88,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8520 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 126 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 126 (1982–2024) |
| Claims Outside the SFHA | 4 of 126 |
| Most Recent Claim | Nov 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8520 Ridge Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures