St. Louis County property record for 8520 Philo Ave, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,096 sqft · built 1948 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $164,900 (Mar 2022) |
| Tax Bill | $2,223 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25J-34-0980 |
| Primary APN | 25J-34-0980 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 40 ft deep x 40 ft wide |
| View / Lot | Cul-De-Sac |
| Patio Area | 147 sqft |
| Canopy | 42 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8520 PHILO AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | GRAVOIS CITY LIMITS PARK LOT 28 |
| Legal Subdivision | GRAVOIS CITY LIMITS PARK |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | GRAVOIS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 219801 |
8520 Philo Ave is owned and occupied by an individual who bought it in March 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2022 | Beneficiary Deed, Transfer CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Mar 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage WEST COMMUNITY CU |
| Apr 30, 2021 | Affidavit of Death of Joint Tenant, Transfer TITLE PARTNERS AGENCY LLC |
| Feb 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 9, 2019 | Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Apr 30, 2021 · Amount on File |
| Deed Document Number | 2022322106 |
| Deed Book / Page | 25412 / 729 |
| Prior Transfer Date | Mar 16, 2022 |
| Prior Transfer Doc | 0254120747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 22, 2022 |
| Property Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0254120747 |
| Book / Page | 25412 / 747 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022032200108 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8520 PHILO AVE, 8520, SAINT LOUIS, MO 63123-3732 |
| Name | Verified Name |
|---|---|
| Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 22, 2022 |
| Property Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0254120729 |
| Book / Page | 25412 / 729 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022032200106 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8520 PHILO AVE, 8520, SAINT LOUIS, MO 63123-3732 |
| Name | Verified Name |
|---|---|
| Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 2022032200107 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022032200107 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 30, 2021 |
| Property Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0248340814 |
| Book / Page | 24834 / 814 |
| Map Reference | MB 27 PG 23 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 2021043000114 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S CENTRAL AVE STE 650, 120, CLAYTON, MO 63105-1771 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Feb 18, 2020 |
| Property Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0239050559 |
| Book / Page | 023905 / 000559 |
| Instrument Date | Feb 17, 2020 |
| Instrument | 552 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11818 BIG BEND RD ST LOUIS MO 631225553, ST LOUIS, MO 63122-5553 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 9, 2019 |
| Property Address | 8520 PHILO AVE, SAINT LOUIS, MO 63123-3732 |
| Document Number | 0234740812 |
| Book / Page | 023474 / 000812 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 137 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1795 CLARKSON RD #240 CHESTERFIELD MO 630174975, 240, CHESTERFIELD, MO 63017-4975 |
The 2025 property tax bill for 8520 Philo Ave was $2,223, up 6.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,100 (-) Land $13,570 Building $19,530 | $174,200 (-) Land $71,400 Building $102,800 | |
| 2025 | $2,223.00 (+6.11%) | $33,100 Land $13,570 Building $19,530 | $174,200 Land $71,400 Building $102,800 |
| 2024 | $2,095.00 (+1.6%) | ||
| 2023 | $2,062.00 (+13.48%) | $28,950 (+23.88%) Land $7,750 Building $21,200 | $152,400 Land $40,800 Building $111,600 |
| 2022 | $1,817.00 | $23,370 Land $7,750 Building $15,620 | |
| 2021 | $123,000 Land $40,800 Building $82,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8520 Philo Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 8520 Philo Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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