8520 Delta Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8520 Delta Dr, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,936 sqft · built 1972
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Dec 2021)
Tax Bill	$11,391 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`783-22-002`

Property Details

APN / Parcel Number

Primary APN	`783-22-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	1,461 sqft
1st Floor Area	1,461 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8520 DELTA DR
City	GILROY
State	CA
Zip	95020-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 4849 NORTHWOOD BOOK 271 PAGE 9 LOT 111
Legal Subdivision	NORTHWOOD
Legal Tract	4849
Legal Lot Number	111
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8520 DELTA DR, GILROY, CA 95020-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 16, 2021	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage GREENBOX LOANS INC
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Mar 20, 2013 · Amount on Record
Deed Document Number	202125196958
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	0025196959
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 DELTA DR, GILROY, CA 95020-3712

Mortgage

Document Number	0025092919
Date	Sep 8, 2021
Instrument	25092919

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 DELTA DR, GILROY, CA 95020-3712
Investor	Possibly a Property Investor

Mortgage

Document Number	0025254970
Date	Mar 8, 2022
Instrument	25254970

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2021
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Document Number	0025196959
Map Reference	MB 271 PG 8&9
Instrument Date	Dec 10, 2021
Instrument	25196959
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 DELTA DR, GILROY, CA 95020-3712
Investor	Possibly a Property Investor

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2021
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Document Number	0025196958
Map Reference	MB 271 PG 8&9
Instrument Date	Dec 2, 2021
Instrument	25196958
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8520 DELTA DR, GILROY, CA 95020-3712
Investor	Possibly a Property Investor

Mortgage

Document Number	0025196960
Date	Dec 16, 2021
Instrument	25196960

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Document Number	0024260043
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8520 DELTA DR GILROY CA 950203712, GILROY, CA 95020-3712

Mortgage

Document Number	0024260043
Date	Aug 21, 2019
Instrument	24260043

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8520 DELTA DR, GILROY, CA 95020-3712
Document Number	0023711418
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8520 DELTA DR GILROY CA 950203712, GILROY, CA 95020-3712

Mortgage

Document Number	0023711418
Date	Jul 26, 2017
Instrument	23711418

Lender

Name	BANK OF THE WEST
Type	Bank
Address	GILROY, CA 95020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$941,713 (+2%) Land $376,686 Building $565,027
2025	$11,391.00 (+2.18%)	$923,249 (+4.04%) Land $369,300 Building $553,949
2023	$11,148.00 (+1.66%)	$887,400 Land $354,960 Building $532,440
2022	$10,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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