852 Window Rock Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 852 Window Rock Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,320 sqft · built 2022
Lot Size	5.4 acres (235,224 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2021)
Tax Bill	$2,174 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Jan 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077056 03202`

Property Details

APN / Parcel Number

Primary APN	`077056 03202`
Alternative APN	`056 03202`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	872 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	235,224 sqft (5.4 acres)
Terrain	Mountain
Garage Type	Mixed
Garage Area	273 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	852 WINDOW ROCK RD
City	DUNLAP
State	TN
Zip	37327-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 7; SUBDIVISION: WINDOW ROCK BLUFFS
Legal Subdivision	WINDOW ROCK BLUFFS
Legal Lot Number	3
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	1
Census Block Group	3
Census Block	3023
Census Tract	60200

Owner

Source: Sequatchie County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	328 CHEROKEE BLVD, 209, CHATTANOOGA, TN 37405-4489
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Oct 28, 2021	Warranty Deed, Transfer CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY
Jun 16, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Dec 15, 2005 · Amount on Record
Deed Document Number	20213328
Deed Book / Page	429 / 403
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000001911
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	852 WINDOW ROCK RD, DUNLAP, TN 37327-5909
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 AVENUE B, AUSTIN, TX 78751-4221

Mortgage

Document Number	0000003657
Date	Nov 23, 2021
Book Page	431/300
Instrument	21003657

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 17, 2022

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Dec 17, 2021
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate At Change	1.02%
Index	Other
Margin	1
Max Rate	6%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	852 WINDOW ROCK RD, DUNLAP, TN 37327-5909
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	CUMBERLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000151
Date	Jan 19, 2023
Book Page	453/324
Instrument	23000151

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.17%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	10.1%
Index	1-Year T-Bill
Max Rate	10.1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Oct 28, 2021
Property Address	852 WINDOW ROCK RD, DUNLAP, TN 37327-5909
Document Number	0000003328
Book / Page	429 / 403
Map Reference	MB C PG 69
Instrument Date	Oct 25, 2021
Instrument	21003328
Transaction Type	Transfer
Record Updated	Mar 26, 2024
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Tax	$536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 AVENUE B, AUSTIN, TX 78751-4221

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 16, 2021
Property Address	852 WINDOW ROCK RD, DUNLAP, TN 37327-5909
Document Number	0000001911
Book / Page	421 / 96
Map Reference	MB C PG 69
Instrument Date	Jun 11, 2021
Instrument	21001911
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7891 ESTATES DR, NORTH PORT, FL 34291-4003

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00	$118,350 (-) Land $40,500 Building $77,850
2023	$2,174.00 (+253.5%)	$118,350 (+370.11%) Land $40,500 Building $77,850	$473,400 (+370.11%) Land $162,000 Building $311,400
2022	$615.00	$25,175 Land $25,175	$100,700 Land $100,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST UTILITY DISTRICT serves 20,710 people · EPA ID TN0000169
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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