852 Schaper Rd, Foristell, MO 63348 Property Records

St. Charles County property record for 852 Schaper Rd, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,190 sqft · built 2021
Lot Size	3.73 acres (162,914 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T072200003`

Property Details

APN / Parcel Number

Primary APN	`T072200003`
Alternative APN	`4-0027-S032-00-0025.3100000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,190 sqft Living Area
Gross Area	4,794 sqft
1st Floor Area	2,379 sqft
Basement Area	2,415 sqft
Finished Basement	1,811 sqft
Unfinished Basement	604 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	162,914 sqft
Terrain	Rolling
Parking Spaces	3 Parking Spaces
Patio Area	96 sqft

Location & Zoning

Account Number	T072200003
Street Address	852 SCHAPER RD
City	FORISTELL
State	MO
Zip	63348-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 14 SW 1/4 & SW 1/4 SW 1/4
Legal Range	1
Legal Township	47
Legal Section	03
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2094
Census Tract	312003

Owner

852 Schaper Rd is owned and occupied by two individuals who acquired it in February 2006.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	852 SCHAPER RD, FORISTELL, MO 63348-1515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 19, 2022	Deed of Trust, Mortgage BANK OF WASHINGTON
Dec 17, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF WASHINGTON
Feb 23, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Jan 18, 2019	Trustee's Deed, Construction Loan · Line of Credit MO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 23, 2006
Transfer Doc	0000165650
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	852 SCHAPER RD, FORISTELL, MO 63348-1515
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 SCHAPER RD, FORISTELL, MO 63348-1515

Mortgage

Document Number	0000047191
Date	Oct 22, 2025
Instrument	2025R-047191

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	852 SCHAPER RD, FORISTELL, MO 63348-1515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 SCHAPER RD, FORISTELL, MO 63348-1515

Mortgage

Document Number	0000057078
Date	Oct 19, 2022
Instrument	2022R-057078

Lender

Name	BANK OF WASHINGTON
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	852 SCHAPER RD, FORISTELL, MO 63348-1515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1948 BETTY LOU CT, WENTZVILLE, MO 63385-2755

Mortgage

Document Number	0000101758
Date	Dec 17, 2021
Instrument	2021R-101758

Lender

Name	BANK OF WASHINGTON
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	852 SCHAPER RD, FORISTELL, MO 63348-1515
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 SCHAPER RD, FORISTELL, MO 63348-1515

Mortgage

Document Number	0000006573
Date	Feb 23, 2023
Instrument	2023R-006573

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Dec 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 18, 2019
Property Address	SCHAPER RD, FORISTELL, MO 63348
Document Number	0070270441
Book / Page	007027 / 000441
Instrument Date	Jan 4, 2019
Instrument	28950
Transaction Type	Construction Loan
Record Updated	Feb 1, 2019
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1948 BETTY LOU CT WENTZVILLE MO 633852755, WENTZVILLE, MO 63385-2755

Mortgage

Document Number	70270441
Date	Jan 18, 2019
Book Page	007027/000441
Instrument	28950

Lender

Name	MO BK
Type	Bank
Address	WENTZVILLE, MO 63385

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 17, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 852 Schaper Rd was $8,355.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,509 (-)	$713,202 (-) Land $123,420 Building $589,782
2025	$8,355.00	$135,509	$713,202 Land $123,420 Building $589,782
2023		$120,810
2022			$635,845 Land $112,200 Building $523,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 852 Schaper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 852 Schaper Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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