852 Marshall Ridge Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 852 Marshall Ridge Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,876 sqft · built 2019
Lot Size	2.26 acres (98,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Feb 2018)
Tax Bill	$2,532 (2025)
Deeds & Mortgages	May 2020 Line of Credit Mar 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603343299`

Property Details

APN / Parcel Number

Primary APN	`603343299`
Alternative APN	`1003916`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,876 sqft Heated Area
1st Floor Area	1,176 sqft
Upper Floors Area	700 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	98,446 sqft (2.26 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1003916
Street Address	852 MARSHALL RIDGE RD
City	HENDERSONVILLE
State	NC
Zip	28792-0348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1003916~R3
Legal Description	LACE FALLS LO66 PL2005-5706
Legal Subdivision	LACE FALLS
Legal Block	34
Legal Lot Number	3299
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	1
Census Block	1021
Census Tract	930100

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	852 MARSHALL RIDGE RD, HENDERSONVILLE, NC 28792-0348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BK
Mar 26, 2020	Loan Modification, Mortgage FIRST BK
Mar 14, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST BK
Feb 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2018 · Amount on Record
Deed Sale	Feb 16, 2018 · Amount on Record
Prior Sale	Oct 12, 2010 · Amount on Record
Deed Book / Page	215 / 3164
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	852 MARSHALL RIDGE RD, HENDERSONVILLE, NC 28792-0348
Document Number	0034950268
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	852 MARSHALL RIDGE RD HENDERSONVILLE NC 287920348, HENDERSONVILLE, NC 28792-0348

Mortgage

Document Number	0034950268
Date	May 22, 2020
Book Page	003495/000268
Instrument	925361

Lender

Name	FIRST BK
Type	Bank
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENDERSON NC
Property Address	852 MARSHALL RIDGE RD, HENDERSONVILLE, NC 28792-0348
Document Number	0034690140
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	852 MARSHALL RIDGE RD HENDERSONVILLE NC 287920348, HENDERSONVILLE, NC 28792-0348

Mortgage

Document Number	0034690140
Date	Mar 26, 2020
Book Page	003469/000140
Instrument	922159

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

March 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Mar 14, 2019
Property Address	852 MARSHALL RIDGE RD, HENDERSONVILLE, NC 28792-0348
Document Number	0033090380
Book / Page	003309 / 000380
Instrument Date	Mar 14, 2019
Instrument	899875
Transaction Type	Construction Loan
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	852 MARSHALL RIDGE RD HENDERSONVILLE NC 28792, HENDERSONVILLE, NC 28792

Mortgage

Document Number	33090380
Date	Mar 14, 2019
Book Page	003309/000380
Instrument	899875

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 16, 2018
Property Address	852 MARSHALL RIDGE RD, HENDERSONVILLE, NC 28792-0348
Document Number	0031640215
Book / Page	003164 / 000215
Instrument Date	Feb 14, 2018
Instrument	878804
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 JAYMAR PARK DR HENDERSONVILLE NC 287927300, HENDERSONVILLE, NC 28792-7300

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$463,800 (-) Land $73,600 Building $390,200
2025	$2,532.00	$463,800 (-) Land $73,600 Building $390,200
2023		$463,800 Land $73,600 Building $390,200	$463,800 Land $73,600 Building $390,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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