852 Margo Ct, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 852 Margo Ct, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,442 sqft · built 1993
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$244,500 (Nov 2002)
Tax Bill	$4,728 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-074169`

Property Details

APN / Parcel Number

Primary APN	`05-074169`
Alternative APNs	`5074169` `074169`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,442 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.254 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft
Deck Area	507 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	074169
Street Address	852 MARGO CT
City	SYKESVILLE
State	MD
Zip	21784-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 32 - 11064 SF MARGO CT 36-18 PLT F ELDERSBURG ESTS SC 2
Legal Subdivision	ELDERSBURG ESTATES F SEC 02
Legal Lot Number	32
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2002
Census Tract	505203

Owner

Source: Carroll County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	852 MARGO CT, SYKESVILLE, MD 21784-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 27, 2002 · Amount on Record
Deed Sale	Nov 27, 2002 · Amount on Record
Prior Sale	Sep 15, 1993 · Amount on Record
Deed Document Number	20022607
Deed Book / Page	3139 / 4
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	852 MARGO CT, ELDERSBURG, MD 21784-6112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088320407
Date	Oct 13, 2017
Book Page	8832/0407
Instrument	8832-0407

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	852 MARGO CT, ELDERSBURG, MD 21784-6112
Document Number	0096980336
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	852 MARGO CT ELDERSBURG MD 217846112, ELDERSBURG, MD 21784-6112

Mortgage

Document Number	0096980336
Date	Jun 2, 2020
Book Page	009698/000336

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,333 (+13.64%)	$442,500 (+14.94%) Land $180,000 Building $262,500
2025	$4,728.00 (+12.33%) Homeowner's exemption
2023	$4,209.00 Homeowner's exemption	$372,533	$385,000 Land $180,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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