852 Joy Dr, Greencastle, PA 17225 Property Records

Franklin County property record for 852 Joy Dr, Greencastle, PA 17225

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,591 sqft · built 2012
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Apr 2020)
Tax Bill$5,968 (2026)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN01-A22A-44

Property Details

APN / Parcel Number

Primary APN01-A22A-44
Alternative APN
  • 01-0A22A-044.-000000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,591 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area20,909 sqft (0.48 acres)
Garage TypeAttached
Garage Area722 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Street Address852 JOY DR
CityGREENCASTLE
StatePA
Zip17225-9049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 146
Legal SubdivisionANTRIM MEADOWS
Legal Lot Number146
JurisdictionFRANKLIN PA
Township / Civil DivisionANTRIM
Census Block Group3
Census Block3017
Census Tract11701

Owner

Source: Franklin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address852 JOY DR, GREENCASTLE, PA 17225-9049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · FHA Mortgage
UNITED SECURITY FINANCIAL CORP
Apr 17, 2020Deed of Trust, Mortgage · FHA Mortgage
STEARNS LNDG LLC
Apr 20, 2020Grant Deed, Transfer
OTHER
Dec 19, 2019Grant Deed, Transfer
ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC
Dec 11, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
May 10, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 10, 2017Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 20, 2020 · Amount on Record
Deed SaleApr 20, 2020 · Amount on Record
Prior SaleDec 19, 2019 · Amount on Record
Deed Document Number20207420
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN PA
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005638
DateMar 1, 2021
Instrument202105638
Lender
NameUNITED SECURITY FINANCIAL CORP
TypeMortgage Company
AddressSALT LAKE CITY, UT 84121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN PA
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000007421
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyHOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address852 JOY DR GREENCASTLE PA 172259049, GREENCASTLE, PA 17225-9049

Mortgage

Document Number0000007421
DateApr 17, 2020
Instrument7421
Lender
NameSTEARNS LNDG LLC
AddressLEWISVILLE, TX 75057
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN PA
Recording DateApr 20, 2020
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000007420
Instrument DateApr 4, 2020
Instrument7420
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$2,950.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address852 JOY DR GREENCASTLE PA 172259049, GREENCASTLE, PA 17225-9049

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRANKLIN PA
Recording DateDec 19, 2019
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000024110
Instrument DateDec 13, 2019
Instrument24110
Transaction TypeTransfer
Record UpdatedJan 3, 2020
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SVCS LLC

Transaction

AmountAmount Recorded
Tax$2,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5367 LEMAR RD MERCERSBURG PA 172369656, MERCERSBURG, PA 17236-9656

December 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN PA
Recording DateDec 11, 2019
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000023472
Instrument DateDec 11, 2019
Instrument23472
Transaction TypeForeclosure
Record UpdatedDec 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7.13
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001
InvestorPossibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN PA
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000013644
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address852 JOY DR GREENCASTLE PA 172259026, GREENCASTLE, PA 17225-9026

Mortgage

Document Number0000013644
DateJul 12, 2017
Instrument13644
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN PA
Property Address852 JOY DR, GREENCASTLE, PA 17225-9049
Document Number0000011393
Instrument DateMay 10, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address852 JOY DR GREENCASTLE PA 172259026, GREENCASTLE, PA 17225-9026

Mortgage

Document Number0000011393
DateJun 13, 2017
Instrument11393
Lender
NameWELLS FARGO BK
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyFranklin County
County SubdivisionAntrim Township
Unified School DistrictGreencastle-Antrim School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,968.00 (+4.87%)$37,500 (-) Land $4,910 Building $32,590
2024$5,691.00 (+1.19%)$37,500 (-) Land $4,910 Building $32,590
2023$5,624.00$37,500 Land $4,910 Building $32,590
$37,500 Land $4,910 Building $32,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREENCASTLE AREA WATER AUTH
serves 5,500 people · EPA ID PA7280014
Water SourceSurface water
Last State InspectionJun 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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