Hamilton County property record for 852 Finney Trl, Cincinnati, OH 45224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,496 sqft · built 1947 |
| Lot Size | 0.512 acres (22,303 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,000 (Apr 2026) |
| Tax Bill | $7,679 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0213-0040-00 |
| Primary APN | 590-0213-0040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,525 sqft |
| 1st Floor Area | 1,149 sqft |
| 2nd Floor Area | 1,047 sqft |
| Basement Area | 1,329 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 1,029 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 22,303 sqft (0.512 acres) |
| Lot Dimensions | 225 ft deep x 100 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 852 FINNEY TRL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45224-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | FINNEY TR 100 X 225 R1-T3-S19 NW |
| Legal Subdivision | NORTH HILL SEC 02 |
| Legal Tract | 100 |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 22200 |
852 Finney Trl is owned and occupied by two individuals who bought it in April 2026.
Source: Hamilton County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Sep 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Prior Sale | May 12, 2021 · Amount on File |
| Deed Document Number | 202627880 |
| Deed Book / Page | 15644 / 266 |
| Prior Transfer Date | Sep 7, 2011 |
| Prior Transfer Doc | 0000000142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 14, 2026 |
| Property Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000027880 |
| Book / Page | 15644 / 266 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202627880 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | PROMINENCE TITLE, PROMINENT TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79,992.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000027881, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 202627881 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 12, 2021 |
| Property Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000059055 |
| Book / Page | 14416 / 2416 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021-0059055 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $945.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000059056 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021-0059056 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 18, 2017 |
| Property Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000004881 |
| Instrument Date | Sep 7, 2017 |
| Instrument | 17-0084881 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $769.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 852 FINNEY TRL, CINCINNATI, OH 45224-1319 |
| Document Number | 0000004882 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 17-0084882 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 852 Finney Trl was $7,679, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,679.00 (+2.37%) | $110,251 (+%) Land $13,521 Building $96,730 | $315,000 Land $38,630 Building $276,370 |
| 2024 | $7,501.00 (+1.71%) | $110,249 (-) Land $13,520 Building $96,729 | |
| 2023 | $7,375.00 (-10.89%) | $110,249 (+22.81%) Land $13,520 Building $96,729 | $315,000 Land $38,630 Building $276,370 |
| 2022 | $8,276.00 Homeowner's exemption | $89,775 Land $12,754 Building $77,021 | |
| 2020 | $256,500 Land $36,440 Building $220,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 852 Finney Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 852 Finney Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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