Kenton County property record for 852 Elm St, Covington, KY 41016
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone AE (high risk) |
| APN | 026-32-01-027.00 |
| Primary APN | 026-32-01-027.00 |
|---|
| Lot Area | 19,166 sqft (0.439 acres) |
|---|---|
| Lot Dimensions | 70 ft deep x 50 ft wide |
| Old Parcel Number | 0263201027.00 |
|---|---|
| Street Address | 852 ELM ST |
| City | COVINGTON |
| State | KY |
| Zip | 41016 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Legal Description | 28 TRAYLOR SUB & 50X70FT IN REAR 50X270FT LOT DEPTH VARIES WITH RIVER LEVEL |
| Legal Subdivision | TRAYLORS |
| Legal Lot Number | 28 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 66900 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 16188, LUDLOW, KY 41016-0188 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 1985 |
| Deed Sale | Nov 8, 1985 |
| Record Updated | Jun 8, 2026 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $35,000 (-) Land $30,000 Building $5,000 | $35,000 (-) Land $30,000 Building $5,000 |
| 2023 | Additional exemption filed | $35,000 Land $30,000 Building $5,000 | $35,000 Land $30,000 Building $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 26 (1978–2025) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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