Bay County property record for 852 E 12th Ct, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 1 bd · 1 ba · 460 sqft · built 1940 |
| Lot Size | 0.094 acres (4,138 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,300 (Nov 2024) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 16831-000-000 |
| Primary APN | 16831-000-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 460 sqft |
| 1st Floor Area | 460 sqft |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Other |
| Lot Area | 4,138 sqft (0.094 acres) |
| Lot Dimensions | 104 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 15 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 852 E 12TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC04 |
| Legal Description | DIXIE HEIGHTS LOT 16 BLK 2 ORB 4862 P 1057 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | DIXIE HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1600 |
852 E 12th Ct, residential vacant land, is owned by an individual who bought it in November 2024.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2428 E 16TH ST, PANAMA CITY, FL 32405-6304 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 · Amount on File |
| Deed Sale | Nov 25, 2024 · Amount on File |
| Prior Sale | Nov 18, 2024 · Amount on File |
| Deed Document Number | 2024068893 |
| Deed Book / Page | 4862 / 1057 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 29, 2021 |
| Property Address | 852 E 12TH CT, PANAMA CITY, FL 32401 |
| Document Number | 0044270233 |
| Book / Page | 4427 / 233 |
| Map Reference | MB 3395 PG 2369 |
| Instrument Date | May 30, 2021 |
| Instrument | 2021049660 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 23, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 173716, TAMPA, FL 33672-1716 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 852 E 12th Ct was $180, down 95.5% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180.00 (-95.47%) | $11,412 (+6.49%) Land $11,136 Building $276 | $11,412 (+6.49%) Land $11,136 Building $276 |
| 2024 | $3,977.00 (+1,087.16%) | $10,716 (+10.79%) Land $10,440 Building $276 | $10,716 (+10.79%) Land $10,440 Building $276 |
| 2023 | $335.00 (+6.01%) | $9,672 (+33.04%) Land $9,396 Building $276 | $9,672 (+33.04%) Land $9,396 Building $276 |
| 2022 | $316.00 | $7,270 Land $6,994 Building $276 | $7,270 Land $6,994 Building $276 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 852 E 12th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Oct 1995 · Hurricane Opal |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 852 E 12th Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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