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852 Cypress St, Monterey, CA 93940 Property Records

Monterey County property record for 852 Cypress St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 873 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Jun 2014)
Tax Bill$6,915 (2025)
Deeds & MortgagesMay 2020 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-135-013-000

Property Details

APN / Parcel Number

Primary APN001-135-013-000
Alternative APN
  • 001-135-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area873 sqft Living Area
1st Floor Area873 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number001-135-013
Street Address852 CYPRESS ST
CityMONTEREY
StateCA
Zip93940-1518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWITHERS ADD TO MONTEREY LOT 15, 17 BLK 10
Legal SubdivisionWITHERS ADD TO MONTEREY
Legal Block10
Legal Lot Number15,17
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1014
Census Tract12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address852 CYPRESS ST, MONTEREY, CA 93940-1518
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 5, 2021Deed of Trust, Mortgage · VA Mortgage
MERCHANTS REALTY & LOAN CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2014 · Amount on Record
Deed SaleJun 20, 2014 · Amount on Record
Deed Document Number201428390
Prior Transfer DateDec 27, 2001
Prior Transfer Doc0000109770
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address852 CYPRESS ST, MONTEREY, CA 93940-1518
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021748
DateMay 5, 2020
Instrument2020021748
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address852 CYPRESS ST, MONTEREY, CA 93940-1518
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address852 CYPRESS ST, MONTEREY, CA 93940-1518

Mortgage

Document Number0000024685
DateApr 5, 2021
Instrument2021024685
Lender
NameMERCHANTS REALTY & LOAN CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92106
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$606,420 (+2%) Land $437,627 Building $168,793
2025$6,915.00 (+11.69%) Homeowner's exemption$594,531 (+4.04%) Land $429,047 Building $165,484
2023$6,191.00 (+1.43%) Homeowner's exemption$571,447 Land $412,388 Building $159,059
2022$6,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks, Razzolink.

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