852 Commanders Island Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 852 Commanders Island Rd, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,501 sqft · built 2025
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$524,990 (Oct 2025)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`050055A164.00.00`

Property Details

APN / Parcel Number

Primary APN	`050055A164.00.00`
Alternative APN	`65201`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,501 sqft Living Area
1st Floor Area	1,407 sqft
2nd Floor Area	800 sqft
Bonus Room	Bonus Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	1,010 sqft
Porch	Open Porch
Patio Area	130 sqft

Location & Zoning

Account Number	65201
Old Parcel Number	050055A164.00.00
Street Address	852 COMMANDERS ISLAND RD
City	GEORGETOWN
State	SC
Zip	29440-8213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 PHASE 2 @ SOUTH ISLAND PLNT PPD SLD 576-4-8
Legal Subdivision	SOUTH ISLAND PLANTATION
Legal Phase	2
Legal Lot Number	164
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1049
Census Tract	920701

Owner

Source: Georgetown County records · APN 050055A164.00.00

Assessment roll updated September 13, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	852 COMMANDERS ISLAND RD, GEORGETOWN, SC 29440-8213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Prior Sale	Apr 14, 2006 · Amount on Record
Deed Document Number	2025009708
Deed Book / Page	RB4898 / 127
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 01, 2025
Property Address	852 COMMANDERS ISLAND RD, GEORGETOWN, SC 29440-8213
Document Number	RB4898/0127
Book / Page	RB4898 / 127
Map Reference	SL 576 PG 4-8
Instrument Date	Sep 23, 2025
Instrument	2025009708
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	852 COMMANDERS ISLAND RD, GEORGETOWN, SC 29440-8213

Mortgage

Document Number	0RB4898131
Date	Oct 01, 2025
Instrument	RB4898/131

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2045

Tax Assessment & Valuation

Source: Georgetown County records · Assessment roll updated September 13, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 (+229.64%)	$8,176 (+417.47%) Land $1,208 Building $6,968	$209,200 (+696.95%) Land $35,000 Building $174,200
2024	$577.00 (+84.35%)	$1,580 (+75.56%) Land $1,580	$26,250 (+75%) Land $26,250
2023	$313.00 (+6.46%)	$900 (-) Land $900	$15,000 (-) Land $15,000
2022	$294.00	$900 Land $900	$15,000 Land $15,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 64 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 units insured incl. 68 condo units
Nearby Flood Claims	8 (1996–2023)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Horry Telephone Cooperative Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 51 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF GEORGETOWN serves 9,092 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.