Polk County property record for 852 Cinnamon Dr, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1981 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jul 2026) |
| Tax Bill | $328 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-25-354590-001350 |
| Primary APN | 25-28-25-354590-001350 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| Gross Area | 1,371 sqft |
| 1st Floor Area | 1,072 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Screened/Unfinished Porch |
| Cooling System | Central |
|---|
| Street Address | 852 CINNAMON DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CINNAMON RIDGE PHASE TWO PB 70 PG 22 LOT 135 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | CINNAMON RIDGE PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 354590 |
| Legal Block | 2 |
| Legal Lot Number | 135 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 852 CINNAMON DR, WINTER HAVEN, FL 33880-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK |
| May 8, 2026 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | May 8, 2026 · Amount on Record |
| Deed Document Number | 2026173262 |
| Deed Book / Page | 14082 / 2127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 852 CINNAMON DR, WINTER HAVEN, FL 33880-1747 |
| Document Number | 0000173262 |
| Book / Page | 14082 / 2127 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026173262 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2026 |
| Title Company | LAKELAND TITLE LLC, LAKELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 852 CINNAMON DR, WINTER HAVEN, FL 33880-1747 |
| Document Number | 0000173263, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 14082/2129 |
| Instrument | 2026173263 |
| Name | SOUTH STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 8, 2026 |
| Property Address | 852 CINNAMON DR, WINTER HAVEN, FL 33880-1747 |
| Document Number | 0000110401 |
| Book / Page | 13990 / 916 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.110401 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,859.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000110402, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..110402 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,592 (+238.5%) Land $30,000 Building $142,592 | $172,592 (+3.71%) Land $30,000 Building $142,592 | |
| 2025 | $328.00 (-60.67%) Homeowner's exemption | $50,988 (+5.99%) | $166,414 (+2.38%) Land $30,000 Building $136,414 |
| 2023 | $834.00 (+8.03%) Homeowner's exemption | $48,108 (+3%) | $162,544 (+10.71%) Land $29,000 Building $133,544 |
| 2022 | $772.00 Homeowner's exemption | $46,707 | $146,815 Land $24,000 Building $122,815 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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