852 Cherry Ln, Waterville, OH 43566 Property Records

Lucas County property record for 852 Cherry Ln, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,817 sqft · built 1965
Lot Size	0.185 acres (8,100 sqft)
Owner	Individual Name on Record
Tax Bill	$3,946 (2025)
Deeds & Mortgages	Mar 2022 Refinance Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`96-08521`

Property Details

APN / Parcel Number

Primary APN	`96-08521`
Alternative APN	`46057078`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,817 sqft Living Area
1st Floor Area	1,265 sqft
2nd Floor Area	552 sqft
Basement Area	529 sqft

Exterior

Year Built	Built 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	8,100 sqft (0.185 acres)
Lot Dimensions	130 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	852 CHERRY LN
City	WATERVILLE
State	OH
Zip	43566-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	CRESTWOOD ADDN PLAT 2 LOT 157
Legal Subdivision	CRESTWOOD ADDN
Legal Lot Number	157
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	1
Census Block	1009
Census Tract	8905

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	852 CHERRY LN, WATERVILLE, OH 43566-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK NA
Apr 12, 2024	Affidavit of Death of Joint Tenant, Transfer
Apr 12, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024
Deed Sale	Apr 12, 2024
Prior Sale	Jan 7, 1998 · Amount on Record
Deed Document Number	24201640
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	852 CHERRY LN, WATERVILLE, OH 43566-1112
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013541
Date	Mar 23, 2022
Instrument	202203230013541

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LUCAS OH
Recording Date	Apr 12, 2024
Property Address	852 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000011100
Map Reference	VOL 59 PG 53
Instrument Date	Apr 8, 2024
Instrument	20240412-0011100
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7210 AIRPORT HWY, HOLLAND, OH 43528-9543

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 12, 2024
Property Address	852 CHERRY LN, WATERVILLE, OH 43566-1112
Document Number	0000011101
Instrument Date	Apr 8, 2024
Instrument	20240412-0011101
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 CHERRY LN, WATERVILLE, OH 43566-1112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 CHERRY LN, WATERVILLE, OH 43566-1112

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,946.00 (+4.75%)	$77,735 (-) Land $15,365 Building $62,370
2024	$3,767.00 (+6.11%)	$77,735 (+19.54%) Land $15,365 Building $62,370	$222,100 (+19.54%) Land $43,900 Building $178,200
2023	$3,550.00 (-0.95%)	$65,030 (-) Land $9,170 Building $55,860
2022	$3,584.00 Homeowner's exemption	$65,030 Land $9,170 Building $55,860
2021			$185,800 Land $26,200 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, MetaLINK Technologies.

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