852 Charles St, Mobile, AL 36604 Property Records

Mobile County property record for 852 Charles St, Mobile, AL 36604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,336 sqft · built 1974
Lot Size	0.161 acres (7,053 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Sep 2022)
Tax Bill	$508 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`R022910370004088`

Property Details

APN / Parcel Number

Primary APN	`R022910370004088`
Alternative APNs	`29 10 37 0 004 088.XXX` `00938882` `938882`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,053 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	165 sqft
Carport	Carport
Carport Area	165 sqft
Porch	Slab
Porch Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	938882
Street Address	852 CHARLES ST
City	MOBILE
State	AL
Zip	36604-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 9 WILSONS 2ND ADD DBK 80 P 190 #SEC 37 T4S R1W #MP29 10 37 0 004
Legal Range	04S
Legal Township	04S
Legal Section	37
Legal Subdivision	WILSONS 2ND ADD
Legal Block	9
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1013
Census Tract	1302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakdale Historic District listed 2014 · 845 contributing resources · NRIS 14001005

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

852 Charles St is owned and occupied by an individual who bought it in September 2022.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	852 CHARLES ST, MOBILE, AL 36604-2854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Mar 15, 2022	Warranty Deed, Transfer · Line of Credit TRIDENT REALTY INVESTMENTS LLC
Dec 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	202260035
Prior Transfer Date	Dec 21, 2020
Prior Transfer Doc	0000077178
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 14, 2022
Property Address	852 CHARLES ST, MOBILE, AL 36604-2854
Document Number	0000060035
Map Reference	MB 80 PG 190
Instrument Date	Sep 12, 2022
Instrument	2022060035
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	NOT AVAILABLE, DST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 CHARLES ST, 852, MOBILE, AL 36604-2854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 CHARLES ST, MOBILE, AL 36604-2854

Mortgage

Document Number	0000060036
Date	Sep 14, 2022
Instrument	2022060036

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 5, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 15, 2022
Property Address	852 CHARLES ST, MOBILE, AL 36604-2854
Document Number	0000019430
Map Reference	MB 80 PG 190
Instrument Date	Mar 14, 2022
Instrument	2022019430
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3535 LIPSCOMB LNDG, MOBILE, AL 36693-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 HUTSON DR, MOBILE, AL 36609-1311

Mortgage

Document Number	0000019431
Date	Mar 15, 2022
Instrument	2022019431

Lender

Name	TRIDENT REALTY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 21, 2020
Property Address	852 CHARLES ST, MOBILE, AL 36604-2854
Document Number	0000077178
Instrument Date	Dec 21, 2020
Instrument	77178
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$15.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3535 LIPSCOMB LNDG MOBILE AL 366935309, MOBILE, AL 36693-5309

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	852 CHARLES ST, MOBILE, AL 36604-2854
Document Number	0000001434
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000001434
Date	Jan 10, 2017
Book Page	007465/001684
Instrument	1434

Lender

Name	GULF COAST FCU
Type	Credit Union
Address	MOBILE, AL 36604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 852 Charles St was $508 with a homeowner's exemption.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00 Homeowner's exemption	$8,900 (+0.11%) Land $800 Building $8,100	$89,000 (+0.11%) Land $8,000 Building $81,000
2024	$508.00 (+12.64%) Homeowner's exemption	$8,890 (+11.26%) Land $600 Building $8,290	$88,900 (+11.26%) Land $6,000 Building $82,900
2023	$451.00 (+39.63%) Homeowner's exemption	$7,990 (+61.74%) Land $600 Building $7,390	$79,900 (+223.48%) Land $6,000 Building $73,900
2022	$323.00	$4,940 Land $980 Building $3,960	$24,700 Land $4,900 Building $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 852 Charles St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2005)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 852 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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