Cleveland County property record for 852 Cedarline Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1974 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Oct 2018) |
| Tax Bill | $1,404 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29262 |
| Primary APN | 29262 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Finished Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 68 sqft |
| Deck Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1321667 |
|---|---|
| Street Address | 852 CEDARLINE DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-9289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | #5-8 BLK J PB11-94 MONTEVISTA |
| Legal Subdivision | MONTEVISTA PARK |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 950800 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Mar 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Oct 15, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU |
| Oct 9, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2018 · Amount on Record |
| Deed Sale | Oct 9, 2018 · Amount on Record |
| Prior Sale | Feb 24, 2014 · Amount on Record |
| Deed Document Number | 2018200018903 |
| Deed Book / Page | 1777 / 2212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 9, 2026 |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Document Number | 0200130759 |
| Book / Page | 1978 / 2875 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026200130759 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Document Number | 0200130759, |
|---|---|
| Date | Jul 9, 2026 |
| Book Page | 1978/2875 |
| Instrument | 2026200130759 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018490378 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 1849/378 |
| Instrument | 200059736 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 22, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017381022 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 1738/1022 |
| Instrument | 2017-002644 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 5, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017780679 |
|---|---|
| Date | Oct 15, 2018 |
| Book Page | 1778/0679 |
| Instrument | 200019130 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SHELBY, NC 28150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0018072549 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 1807/2549 |
| Instrument | 200036288 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018280831 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 1828/831 |
| Instrument | 200047912 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 9, 2018 |
| Property Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Document Number | 0017772212 |
| Book / Page | 1777 / 2212 |
| Map Reference | MB 11 PG 94 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 200018903 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 BRANDONWOOD LN, 108, KINGS MOUNTAIN, NC 28086-8582 |
| Name | Verified Name |
|---|---|
| Address | 852 CEDARLINE DR, SHELBY, NC 28150-9289 |
| Document Number | 200018904 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 200018904 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,404.00 (+3.16%) | $214,350 (-) Land $16,650 Building $197,700 | $214,350 (-) Land $16,650 Building $197,700 |
| 2025 | $1,361.00 | $214,350 (+138.02%) Land $16,650 Building $197,700 | $214,350 (+138.02%) Land $16,650 Building $197,700 |
| 2023 | $90,057 Land $12,765 Building $77,292 | $90,057 Land $12,765 Building $77,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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