852 Big Bear Trl, Cary, IL 60013 Property Records

McHenry County property record for 852 Big Bear Trl, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,621 sqft · built 1992
Lot Size	0.214 acres (9,358 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (May 2021)
Deeds & Mortgages	Jan 2023 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11-479-014`

Property Details

APN / Parcel Number

Primary APN	`19-11-479-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,621 sqft
Gross Area	3,932 sqft
1st Floor Area	1,321 sqft
2nd Floor Area	1,300 sqft

Exterior

Year Built	Built 1992
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	9,358 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	852 BIG BEAR TRL
City	CARY
State	IL
Zip	60013-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0025169 LT 83 CIMARRON UNIT 3 MEMO: CORNSTUBBLE, MICHAEL R/AIMEE FAIROW
Legal Range	08E
Legal Township	43N
Legal Section	11
Legal Subdivision	CIMARRON 03
Legal Block	479
Legal Lot Number	83
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2004
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	852 BIG BEAR TRL, CARY, IL 60013-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Nov 23, 2020
Deed Document Number	2021R0025169
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	852 BIG BEAR TRL, CARY, IL 60013-3302
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 BIG BEAR TRL, CARY, IL 60013-3302

Mortgage

Document Number	0000001216
Date	Jan 17, 2023
Instrument	2023R0001216

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	10.7%
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 7, 2021
Property Address	852 BIG BEAR TRL, CARY, IL 60013-3302
Document Number	0000025169
Map Reference	DOC 90R027270
Instrument Date	Apr 28, 2021
Instrument	2021R0025169
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	STOCK TITLE SERVICES LLC, STARCK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	852 BIG BEAR TRL, 852, CARY, IL 60013-3302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	852 BIG BEAR TRL, CARY, IL 60013-3302

Mortgage

Document Number	0000025170
Date	May 7, 2021
Instrument	2021R0025170

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 23, 2020
Property Address	852 BIG BEAR TRL, CARY, IL 60013-3302
Document Number	0000050819
Instrument Date	Sep 29, 2020
Instrument	50819
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 BIG BEAR TRL CARY IL 600133302, CARY, IL 60013-3302

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$111,844 Land $22,610 Building $89,234	$335,532 Land $67,830 Building $267,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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