Nassau County property record for 85181 Alger Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,777 sqft · built 1985 |
| Lot Size | 1 acres (43,653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (May 2023) |
| Tax Bill | $3,528 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-2N-27-4648-0004-0190 |
| Primary APN | 43-2N-27-4648-0004-0190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,777 sqft Living Area |
| Gross Area | 2,353 sqft |
| 1st Floor Area | 1,777 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,653 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Driveway | Concrete Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 21 sqft |
| Pole Barn | 297 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 85181 ALGER RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-4649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | BLOCK 4 LOT 19 WILSON NECK LANDING 2 PB 4/72 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 43 |
| Legal Subdivision | WILSON NECK LANDING 2 |
| Legal Tract | 19 |
| Legal Block | 4 |
| Legal Lot Number | 19 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 50304 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| May 26, 2023 | Affidavit, Transfer ACCOMODATION, ACCOMMODATION |
| May 26, 2023 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Deed Document Number | 202316129 |
| Deed Book / Page | 2643 / 1626 |
| Prior Transfer Date | Mar 7, 2008 |
| Prior Transfer Doc | 0015551015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Document Number | 0028120533 |
|---|---|
| Date | Aug 28, 2025 |
| Book Page | 2812/533 |
| Instrument | 202545026332 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 26, 2023 |
| Property Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Document Number | 0026431643 |
| Book / Page | 2643 / 1643 |
| Map Reference | MB 4 PG 72 |
| Instrument Date | May 26, 2023 |
| Instrument | 202345016131 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 26, 2023 |
| Property Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Document Number | 0026431626 |
| Book / Page | 2643 / 1626 |
| Map Reference | MB 4 PG 72 |
| Instrument Date | May 26, 2023 |
| Instrument | 202345016129 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1332 GATELY RD, JACKSONVILLE, FL 32225-3943 |
| Name | Verified Name |
|---|---|
| Address | 85181 ALGER RD, YULEE, FL 32097-4649 |
| Document Number | 0026431628 |
|---|---|
| Date | May 26, 2023 |
| Instrument | 2643/1628 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Jul 1, 2053 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,528.00 (+1.38%) Homeowner's exemption | $270,197 (+2.9%) | $275,228 (+4.82%) Land $85,000 Building $190,228 |
| 2024 | $3,480.00 (-14.56%) Homeowner's exemption | $262,582 (+2.88%) Land $80,000 Building $182,582 | $262,582 (+2.88%) Land $80,000 Building $182,582 |
| 2023 | $4,073.00 (+221.47%) | $255,237 (+103.24%) Land $80,000 Building $175,237 | $255,237 (+27.55%) Land $80,000 Building $175,237 |
| 2022 | $1,267.00 Homeowner's exemption Widower's exemption | $125,582 | $200,103 Land $60,000 Building $140,103 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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