8518 Turnberry Ct, Miramar Beach, FL 32550 Property Records

Walton County property record for 8518 Turnberry Ct, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.02 acres (872 sqft)
Owner	Individual Name on File
Last Sale	$552,500 (Jul 2021)
Tax Bill	$5,265 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2021 Sale & Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`26-2S-21-42600-000-8518`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42600-000-8518`
Alternative APNs	`26-221-42600-000-8518` `1052776`

Exterior

Architectural Style	Condo/Apartment
Lot Area	872 sqft (0.02 acres)

Location & Zoning

Street Address	8518 TURNBERRY CT
City	MIRAMAR BEACH
State	FL
Zip	32550-7816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 8518 TURNBERRY VILLAS PH 2 AND INTEREST IN ALL COMMON ELEMENTS AND DESIGNATED LIMITED COMMON ELEMENTS OR 1464-295 &-296 OR 2045-319 OR 2195-322 OR 2907-2671 OR 2976-830 OR 3208-1640 OR 3208-1640
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	TURNBERRY VILLAS
Legal Phase	2
Legal Block	85
Legal Lot Number	8518
Legal Unit	8518
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

8518 Turnberry Ct, a condominium, is owned and occupied by an individual who bought it in July 2021.

Source: Walton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Jul 22, 2021	Warranty Deed, Transfer · Line of Credit THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Mar 1, 2015 · Amount on File
Deed Document Number	202136733
Deed Book / Page	3208 / 1640
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0029760830
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Aug 3, 2026
Property Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816
Document Number	0000031873
Book / Page	3407 / 4824
Instrument Date	Jul 28, 2026
Instrument	202631873
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816

Mortgage

Document Number	0000031873,
Date	Aug 3, 2026
Book Page	3407/4824
Instrument	202631873

Lender

Name	RENASANT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 22, 2021
Property Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816
Document Number	0032081640
Book / Page	3208 / 1640
Map Reference	MB 1463 PG 4
Instrument Date	Jul 15, 2021
Instrument	20210036733
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,867.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8518 TURNBERRY CT, MIRAMAR BEACH, FL 32550-7816

Mortgage

Document Number	0032081644
Date	Jul 22, 2021
Book Page	3208/1644
Instrument	20210036735

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8518 Turnberry Ct was $5,265, up 10.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,265.00 (+10.54%)	$592,977 Building $592,977	$592,977 Building $592,977
2024	$4,763.00 (+2.92%)
2023	$4,628.00 (+10.14%)	$521,471 (+15%) Building $521,471	$521,471 (+15%) Building $521,471
2022	$4,202.00	$453,453 Building $453,453	$453,453 Building $453,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8518 Turnberry Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8518 Turnberry Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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