8517 Congdon Blvd, Duluth, MN 55804 Property Records

St. Louis County property record for 8517 Congdon Blvd, Duluth, MN 55804

Property Summary

Property Type	Commercial
Details	3 bd · 1 ba · 1,552 sqft · built 1990
Lot Size	3.15 acres (137,214 sqft)
Owner	Individual Name on File
Last Sale	$1,750,000 (Oct 2023)
Tax Bill	$27,642 (2026)
Deeds & Mortgages	Sep 2026 Construction Loan Mar 2024 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`010-2690-00524`

Property Details

APN / Parcel Number

Primary APN	`010-2690-00524`
Alternative APNs	`1157372` `85332`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	4 Units
Stories	2 Stories
Building Area	1,552 sqft Gross Area
1st Floor Area	776 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	137,214 sqft (3.15 acres)
Garage Area	720 sqft
Deck Area	1,436 sqft
Sauna	Sauna
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1157372
Street Address	8517 CONGDON BLVD
City	DULUTH
State	MN
Zip	55804-2745
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 135 FT OF E 824.75 FT OF PART OF LOT1 S OF D & I R RY SERIAL #
Legal Range	13W
Legal Township	51N
Legal Section	26
Legal Subdivision	DULUTH LANDS IN THE CITY
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4022
Census Tract	200

Owner

8517 Congdon Blvd, a commercial property, is owned by an individual who acquired it in October 2023.

Source: St. Louis County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	4705 DODGE ST, DULUTH, MN 55804-1518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Construction Mortgage WESTERN NATIONAL BANK
Mar 19, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTHLAND FOUNDATION
Oct 13, 2023	Contract Sale, Transfer
Oct 6, 2020	Loan Modification, Mortgage WESTERN NAT'L BK
Mar 25, 2020	Loan Modification, Mortgage WESTERN NAT'L BK
Apr 29, 2019	Deed of Trust, Mortgage WESTERN NAT'L BK
May 15, 2018	Loan Modification, Mortgage WESTERN NAT'L BK
Nov 5, 2017	Loan Modification, Mortgage WESTERN NAT'L BK
May 8, 2017	Trustee's Deed, Construction Loan · Line of Credit WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Deed Document Number	20231475963
Last Transfer Date	Oct 29, 2023
Transfer Doc	0001477369
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2026
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	0001540633
Instrument Date	Sep 4, 2026
Instrument	20261540633
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8511 CONGDON BLVD, DULUTH, MN 55804-2745

Mortgage

Document Number	0001540633,
Date	Sep 18, 2026
Instrument	20261540633

Lender

Name	WESTERN NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	3 Months
Due	Dec 10, 2026

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Transaction Type	Mortgage
Record Updated	Apr 8, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001484728
Date	Mar 19, 2024
Instrument	1484728

Lender

Name	NORTHLAND FOUNDATION
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	ST LOUIS MN
Recording Date	Oct 13, 2023
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	0001475963
Instrument Date	Sep 22, 2023
Instrument	1475963
Transaction Type	Transfer
Record Updated	Nov 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	217 N 24TH AVE E, DULUTH, MN 55812-1871

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	00A1392649
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8511 CONGDON BLVD DULUTH MN 558042745, DULUTH, MN 55804-2745

Mortgage

Document Number	00A1392649
Date	Oct 12, 2020
Instrument	A1392649

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	36 Months
Due	Oct 11, 2023

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	00A1383027
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8511 CONGDON BLVD DULUTH MN 558042745, DULUTH, MN 55804-2745

Mortgage

Document Number	00A1383027
Date	Jun 19, 2020
Instrument	A1383027

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record

Interest

Rate	10.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	00A1353903
Instrument Date	Apr 29, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8511 CONON BLVD DULUTH MN 55804, DULUTH, MN 55804

Mortgage

Document Number	00A1353903
Date	Apr 30, 2019
Instrument	A1353903

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	36 Months
Due	Apr 29, 2022

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	00A1333268
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8511 CONGDON BLVD DULUTH MN 558042745, DULUTH, MN 55804-2745

Mortgage

Document Number	00A1333268
Date	May 22, 2018
Instrument	A1333268

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	24 Months
Due	May 21, 2020

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Document Number	00A1321872
Instrument Date	Nov 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8511 CONGDON BLVD DULUTH MN 558042745, DULUTH, MN 55804-2745

Mortgage

Document Number	00A1321872
Date	Nov 9, 2017
Instrument	A1321872

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Amount	Amount on Record
Term	36 Months
Due	Nov 8, 2020

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 8, 2017
Property Address	8517 CONGDON BLVD, DULUTH, MN 55804-2745
Instrument Date	May 3, 2017
Instrument	A1308785
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8511 CONGDON BLVD DULUTH MN 558042745, DULUTH, MN 55804-2745

Mortgage

Document Number	00A1308785
Date	May 8, 2017
Instrument	A1308785

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 7, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 8517 Congdon Blvd was $27,642, up 5.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,642.00 (+5.65%)
2025	$26,164.00	$882,800 (-) Land $202,900 Building $679,900	$882,800 (-) Land $202,900 Building $679,900
2024		$882,800 Land $202,900 Building $679,900	$882,800 Land $202,900 Building $679,900
2023	$10,322.00
2022		$328,900 Land $72,200 Building $256,700	$328,900 Land $72,200 Building $256,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8517 Congdon Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8517 Congdon Blvd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: AT&T, Mediacom Xtream, Verizon.

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