8517 Cindy Ln, Fort Collins, CO 80525 Property Records

Larimer County property record for 8517 Cindy Ln, Fort Collins, CO 80525

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,872 sqft · built 1993
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Jun 2026 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86194-06-002`

Property Details

APN / Parcel Number

Primary APN	`86194-06-002`
Alternative APN	`R1581338`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,872 sqft Living Area
1st Floor Area	2,872 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	100,188 sqft (2.3 acres)
Garage Type	Attached
Garage Area	720 sqft
Porch	Covered Porch
Porch Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1581338
Street Address	8517 CINDY LN
City	FORT COLLINS
State	CO
Zip	80525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA1
Legal Description	LOT 2, NEWMAN SUB
Legal Range	68W
Legal Township	6N
Legal Section	19
Legal Subdivision	NEWMAN
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	LOVELAND
Census Block Group	1
Census Block	1000
Census Tract	1712

Owner

8517 Cindy Ln is owned by two individuals who acquired it in June 2026.

Source: Larimer County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1724 E COUNTY ROAD 30, FORT COLLINS, CO 80525-9333
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit ADAMS BANK & TRUST
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADAMS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2026
Transfer Doc	0000028581
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 12, 2026
Property Address	8517 CINDY LN, FORT COLLINS, CO 80525
Document Number	0000028581
Instrument Date	Jun 12, 2026
Instrument	202628581
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8517 CINDY LN, FORT COLLINS, CO 80525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007512
Date	Feb 2, 2017
Instrument	20170007512

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8517 CINDY LN, FORT COLLINS, CO 80525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102277
Date	Dec 8, 2020
Instrument	20200102277

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	FORT COLLINS, CO 80527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 3, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8517 CINDY LN, FORT COLLINS, CO 80525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083501
Date	Oct 12, 2020
Instrument	20200083501

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	NORTH PLATTE, NE 69101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8517 Cindy Ln was $3,885.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,885.00	$51,794 Land $14,375 Building $37,419	$828,700 Land $230,000 Building $598,700
2023	$3,914.00 (+22.47%)	$52,675 (+32.41%) Land $15,410 Building $37,265	$786,200 (+37.35%) Land $230,000 Building $556,200
2022	$3,196.00	$39,782 Land $10,425 Building $29,357	$572,400 Land $150,000 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8517 Cindy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8517 Cindy Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	50 / 10
Hilltop Broadband Fixed Wireless	30 / 15

May also be available: AT&T.

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