8516 Terrell St, Panama City Beach, FL 32408 Property Records

Bay County property record for 8516 Terrell St, Panama City Beach, FL 32408

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,458 sqft · built 2002
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Mar 2019)
Tax Bill	$933 (2025)
Deeds & Mortgages	Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`30201-121-000`

Property Details

APN / Parcel Number

Primary APN	`30201-121-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,458 sqft Heated Area
Gross Area	1,834 sqft
1st Floor Area	1,458 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,490 sqft (0.148 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Porch	Porch
Porch Area	88 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8516 TERRELL ST
City	PANAMA CITY BEACH
State	FL
Zip	32408-7728
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	6 4S 15W -11.66-58B1 BEG 500' S & 630' E OF NW COR OF NE1/4 OF NE1/4 OF SEC TH S 130' E
Legal Range	15W
Legal Township	04S
Legal Section	06
Legal Lot Number	26
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1000
Census Tract	2604

Owner

8516 Terrell St, a mobile home, is owned by an individual who bought it in March 2019.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	545 N RICHARD JACKSON BLVD, PANAMA CITY BEACH, FL 32407-3616
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Deed Document Number	2019030416
Deed Book / Page	4103 / 2365
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 22, 2019
Property Address	8516 TERRELL ST, PANAMA CITY BEACH, FL 32408-7728
Document Number	0041032365
Book / Page	004103 / 002365
Instrument Date	Mar 21, 2019
Instrument	30416
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 N RICHARD JACKSON BLVD PANAMA CITY BEACH FL 324073616, PANAMA CITY BEACH, FL 32407-3616

Tax Assessment & Valuation

The 2025 property tax bill for 8516 Terrell St was $933, up 10.7% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+10.68%)	$95,664 (+21.77%) Land $69,600 Building $26,064	$95,664 (+21.77%) Land $69,600 Building $26,064
2024	$843.00 (+7.39%)	$78,562 (+9.79%) Land $54,048 Building $24,514	$78,562 (+9.79%) Land $54,048 Building $24,514
2023	$785.00 (+38.2%)	$71,554 (+56.55%) Land $47,040 Building $24,514	$71,554 (+56.55%) Land $47,040 Building $24,514
2022	$568.00	$45,706 Land $28,128 Building $17,578	$45,706 Land $28,128 Building $17,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8516 Terrell St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	10 (1984–2020)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8516 Terrell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20