8516 Emerson Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8516 Emerson Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,221 sqft · built 1985
Lot Size	0.138 acres (6,001 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Jun 2020)
Tax Bill	$11,559 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`790-03-054`

Property Details

APN / Parcel Number

Primary APN	`790-03-054`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,221 sqft Living Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,021 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,001 sqft (0.138 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,000 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8516 EMERSON CT
City	GILROY
State	CA
Zip	95020-3845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7639 LOT 44
Legal Subdivision	7639 SPG FIELD
Legal Tract	7639
Legal Lot Number	44
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2003
Census Tract	512505

Owner

8516 Emerson Ct is owned and occupied by two individuals who bought it in June 2020.

Source: Santa Clara County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8516 EMERSON CT, GILROY, CA 95020-3845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Jun 25, 2020	Grant Deed, Transfer PLANET HM LNDG
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAP INC
May 25, 2018	Grant Deed, Transfer · Conventional Mortgage THE SOCOTRA FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	May 25, 2018 · Amount on File
Deed Document Number	202024517954
Prior Transfer Date	Jun 19, 2020
Prior Transfer Doc	0024517954
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8516 EMERSON CT, GILROY, CA 95020-3845
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023774161
Date	Oct 12, 2017
Instrument	23774161

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2020
Property Address	8516 EMERSON CT, GILROY, CA 95020-3845
Document Number	0024517954
Instrument Date	Jun 17, 2020
Instrument	24517954
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$209.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8516 EMERSON CT GILROY CA 950203845, GILROY, CA 95020-3845

Mortgage

Document Number	24517955
Date	Jun 25, 2020
Instrument	24517955

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8516 EMERSON CT, GILROY, CA 95020-3845
Document Number	0024044703
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8516 EMERSON CT GILROY CA 950203845, GILROY, CA 95020-3845

Mortgage

Document Number	0024044703
Date	Oct 17, 2018
Instrument	24044703

Lender

Name	5TH STREET CAP INC
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.99%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 25, 2018
Property Address	8516 EMERSON CT, GILROY, CA 95020-3845
Document Number	0023942248
Instrument Date	May 24, 2018
Instrument	23942248
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ORABGE COAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7241 CLEAR VISTA CT SAN JOSE CA 951381393, SAN JOSE, CA 95138-1393

Mortgage

Document Number	23942249
Date	May 25, 2018
Instrument	23942249

Lender

Name	THE SOCOTRA FUND LLC
Type	Bank
Address	SACRAMENTO, CA 95817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8516 Emerson Ct was $11,559.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$955,731 (+2%) Land $369,863 Building $585,868
2025	$11,559.00	$936,992 Land $362,611 Building $574,381
2023	$11,312.00 (+1.66%)	$900,609 Land $348,531 Building $552,078
2022	$11,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8516 Emerson Ct in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8516 Emerson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier.

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